借记卡为什么叫借记卡?
借记卡又叫信用卡或信用卡公司向特定商业服务购物购物或消费购物,银行银行应银行银行银行应银行该商店银行单据的银行单据的收据银行收据应于银行应于每每每每于每于每于每于每于每于每于每于每于每于每于每应于银行应于银行应银行应银行应银行应银行应银行应银行应银行应银行应银行应30天向银行付款,但银行银行可以规定多30天向银行付款,但可以可以规定多10天。英文翻译:Why is the debit card called a debit card?
The debit card is named as such because it functions primarily as a card that can be used to make purchases from merchants or for any other type of transaction, just like a credit card. However, unlike a credit card, a debit card draws directly from the user's bank account to pay for the purchase, rather than financing it with credit and paying interest on it. The transaction is processed electronically, and the money is debited from the user's bank account and sent to the merchant's bank account.
Debit cards are typically used for low-value transactions and for daily purchases, such as groceries, gas, and other goods and services. They are convenient for quick transactions without having to carry cash or waiting for a check to clear. They can also be used to make online purchases and pay bills electronically. The term "debit" refers to the transfer of funds directly from the user's bank account to the merchant's bank account, as opposed to a credit card transaction where the user's credit limit is used to pay for the purchase.