余额宝为什么限额了？

余额宝是中国的一款互联网货币基金，自2013年上线以来，因其方便快捷、高收益等特点，迅速获得了广大用户的青睐。然而，从2018年开始，余额宝开始实行限额政策，限制了每个账户每日转入转出的金额。下面我们来探讨一下余额宝限额的原因。

首先，余额宝限额是为了控制风险。货币基金作为一种投资产品，存在一定的风险。为了保障投资者的利益，余额宝需要控制每个账户的资金规模，以降低自身风险。英文翻译：Why is the Balance of Treasure Limitated?

Treasure Balance refers to an Internet money fund in China, which was launched in 2013 and quickly won the favor of a large number of users because of its convenience and high yield. However, since 2018, Treasure Balance has implemented a limit policy, which restricts the amount of daily transfer in and out of each account. Let's explore the reasons for the balance limit below.

Firstly, the purpose of the balance limit is to control risks. As an investment product, money funds have certain risks. In order to protect the interests of investors, Treasure Balance needs to control the fund scale of each account to reduce its own risks.