中文：

货币基金前端收费是指投资者在购买货币基金时需要支付一定的费用。这是货币基金销售过程中常见的收费方式之一。前端收费通常按照投资者购买金额的一定比例来计算，例如0.1%、0.2%等。

前端收费之所以被称之为“前端”，是因为这种收费方式是在投资者购买货币基金时就进行了收费。相比之下，货币基金后端收费则是在投资者赎回基金时才收取费用。后端收费的费率一般比前端收费要高一些。

前端收费对于投资者来说，可以根据自己的投资计划和风险承受能力来选择是否进行前端收费。同时，前端收费也可以帮助投资者更好地控制投资成本，避免因为频繁购买而导致额外的费用支出。

需要注意的是，不同的货币基金销售机构可能会有不同的前端收费标准和优惠政策，投资者在购买货币基金时需要仔细了解相关费用情况，以便做出更加明智的投资决策。

英文：

Front-end charging for money market funds refers to the payment that investors need to make when purchasing money market funds. This is one of the common charging methods in the sales process of money market funds. Front-end charging is usually calculated based on a certain proportion of the investors' purchase amount, such as 0.1%, 0.2%, etc.

The reason why it is called "front-end" charging is because this charging method is charged when investors purchase money market funds. In contrast, back-end charging for money market funds is charged when investors redeem the funds. The back-end charging rate is generally higher than the front-end charging rate.

Front-end charging allows investors to choose whether to charge based on their investment plans and risk tolerance. At the same time, front-end charging can also help investors better control investment costs and avoid additional expenses caused by frequent purchases.

It should be noted that different money market fund sales institutions may have different front-end charging standards and preferential policies. Therefore, investors need to carefully understand the relevant fee situation when purchasing money market funds in order to make more informed investment decisions.