中文：

融资平仓是指投资者在融资融券交易中，因保证金不足或市场行情变化而被迫平仓的一种情形。简单来说，融资平仓就是投资者在融资融券交易中，因为一些原因，导致其账户中的保证金不足以维持其融资头寸，因此必须卖出手中的证券以减少负债。

融资平仓通常分为两种情况：强制平仓和自主平仓。强制平仓是指由于投资者账户中的资产不足以维持其融资头寸，券商会根据市场情况，强制平仓以减少风险。自主平仓是指投资者自己认为市场行情不利于其投资，主动减少其融资头寸，提前结束融资交易。

融资平仓的影响主要取决于投资者在平仓时的市场行情。如果市场行情不利于投资者，那么融资平仓可能会造成投资者损失惨重。反之，如果市场行情有利于投资者，那么融资平仓可能会帮助投资者更快地获得收益。

英文：

Margin liquidation refers to an investor being forced to close out their positions in a margin trading account due to insufficient margin or market condition changes. In other words, margin liquidation occurs when an investor's account assets are not enough to maintain their margin position, and they must sell their securities to reduce their debt.

Margin liquidation usually occurs in two situations: forced liquidation and voluntary liquidation. Forced liquidation refers to the situation where the investor's account assets are not enough to maintain their margin position, and the broker will force liquidation based on market conditions to reduce risk. Voluntary liquidation refers to investors believing that market conditions are not in their favor and taking the initiative to reduce their margin positions and end their margin trading early.

The impact of margin liquidation mainly depends on the market conditions when investors liquidate their positions. If market conditions are not in the investors' favor, margin liquidation may cause investors to suffer significant losses. Conversely, if market conditions are in the investors' favor, margin liquidation may help investors obtain profits faster.