【中文版】

网上购物支付淘宝是货币在履行支付手段这一职能。随着互联网的普及和电子商务的快速发展，人们越来越习惯于在网上购物并使用电子支付方式进行结算。淘宝作为中国最大的电商平台之一，提供了多种支付方式，包括支付宝、余额宝、网银转账等，这些支付方式都可以用来完成网上购物的支付。

在淘宝上购买商品时，消费者可以选择使用支付宝或余额宝进行支付。这两种支付方式都是电子支付手段，通过互联网完成支付过程，具有方便、快捷、高效的优点。同时，支付宝和余额宝还提供了多种安全保障措施，如密码保护、实名认证、手机验证等，保障了消费者支付的安全性。

除了电子支付手段外，消费者还可以选择使用网银转账的方式进行支付。这种方式需要消费者开通相关银行的网银服务，通过网银进行转账操作，同样具有方便、快捷、高效的优点。同时，网银转账的安全性也相对较高，需要消费者正确输入银行账户信息以及密码等信息才能完成支付。

总之，网上购物支付淘宝是货币在履行支付手段这一职能。随着电子商务的不断发展，电子支付手段将越来越普遍，成为人们日常生活中的重要组成部分。

【英文版】

Online shopping and payment on Taobao are the fulfillment of the payment function of money. With the popularization of the Internet and the rapid development of e-commerce, people are increasingly accustomed to shopping online and using electronic payment methods for settlement. As one of the largest e-commerce platforms in China, Taobao provides multiple payment methods, including Alipay, Yu'EBao, online bank transfer, etc. These payment methods can be used to complete online shopping payments.

When purchasing goods on Taobao, consumers can choose to use Alipay or Yu'EBao for payment. These two payment methods are electronic payment means that complete the payment process through the Internet, which has the advantages of being convenient, fast, and efficient. At the same time, Alipay and Yu'EBao also provide multiple security measures such as password protection, real-name authentication, and mobile phone verification to ensure the security of consumer payments.

In addition to electronic payment methods, consumers can also choose to use online bank transfer for payment. This method requires consumers to open relevant bank's online banking service and transfer money through online banking, which also has the advantages of being convenient, fast, and efficient. At the same time, the security of online bank transfer is relatively high, requiring consumers to correctly enter bank account information and password information to complete the payment.

In summary, online shopping and payment on Taobao are the fulfillment of the payment function of money. With the continuous development of e-commerce, electronic payment methods will become more common and an important part of people's daily lives.