【中文版】

工行财富稳利是中国工商银行推出的一款理财产品，它主要投资于低风险的债券、货币市场等，以稳健收益为目标，适合风险承受能力较低的投资者。

工行财富稳利的特点在于它的收益率较为稳定，通常比同期存款利率高，但风险也相对较低。同时，该理财产品的起投金额为1万元，相对较低，适合广大投资者。

在投资策略上，工行财富稳利主要采取分散投资的方式，以降低单一资产的风险。同时，该产品还配备了专业的投资团队和风险控制机制，以确保投资安全和收益的稳定。

除了收益稳定和起投金额较低外，工行财富稳利还具有流动性较好的优点。投资者可以在购买后的工作日随时赎回，赎回金额实时到账，方便投资者灵活运用资金。

总之，工行财富稳利是一款适合风险承受能力较低、追求稳健收益的投资者购买的理财产品。它在保证投资安全的同时，实现了相对较高的收益，并且具有较好的流动性和较低的起投金额。

【英文版】

ICBC Wealth Stable Profit is a wealth management product launched by Industrial and Commercial Bank of China. It mainly invests in low-risk bonds, money markets, etc., aiming at stable returns and suitable for investors with low risk tolerance.

The characteristic of ICBC Wealth Stable Profit is its relatively stable yield, usually higher than the same period deposit interest rate, but the risk is relatively low. At the same time, the starting investment amount of the wealth management product is 10,000 yuan, which is relatively low and suitable for investors.

In terms of investment strategy, ICBC Wealth Stable Profit mainly adopts diversified investment to reduce the risk of single assets. In addition, the product is equipped with professional investment teams and risk control mechanisms to ensure investment safety and stable returns.

In addition to stable returns and low starting investment amount, ICBC Wealth Stable Profit also has the advantage of good liquidity. Investors can withdraw at any time after purchase, and the withdrawal amount is settled in real time, which is convenient for investors to use funds flexibly.

In summary, ICBC Wealth Stable Profit is a wealth management product suitable for investors with low risk tolerance and pursuit of stable returns. While ensuring investment safety, it achieves relatively high returns and has good liquidity and low starting investment amount.