中文：

分红送股什么时候到账？

分红送股是上市公司给股东的一种回报方式，也是投资者在股市中获得收益的一种方式。但是，很多投资者对于分红送股的具体到账时间并不是很清楚。

一般来说，上市公司会在年报公布后，根据业绩情况分配红利和股息。而具体的到账时间则取决于公司的规定和银行转账时间。一般来说，红利和股息会在股东大会召开后的2-3个月内到账。

但是，也有一些特殊情况。比如，有些公司可能会在季度报告中公布分红方案，这种情况下，红利和股息会在季度报告公布后的一个月内到账。此外，如果公司需要进行融资或者有其他重大事项，也可能会影响分红送股的到账时间。

因此，投资者在投资股票时，需要了解公司的规定和相关政策，以便更好地把握投资机会和风险。同时，投资者也可以通过关注公司的公告和新闻，及时了解分红送股的到账情况和其他相关信息。

英文：

When will dividends and stock dividends arrive?

Dividends and stock dividends are ways for listed companies to reward shareholders and for investors to obtain returns in the stock market. However, many investors are not very clear about the specific arrival time of dividends and stock dividends.

Generally speaking, listed companies will announce their dividend plans after the annual report is released, and distribute dividends and stock dividends according to their performance. The specific arrival time depends on the company's regulations and bank transfer time. Generally, dividends and stock dividends will arrive within 2-3 months after the shareholders' meeting.

However, there are also some special cases. For example, some companies may announce dividend plans in quarterly reports. In this case, dividends and stock dividends will arrive within one month after the quarterly report is released. In addition, if the company needs to raise funds or has other significant events, it may also affect the arrival time of dividends and stock dividends.

Therefore, investors need to understand the company's regulations and relevant policies when investing in stocks, so as to better grasp investment opportunities and risks. At the same time, investors can also timely understand the arrival situation of dividends and stock dividends by paying attention to the company's announcements and news.