为什么要调个税起征点：中英文双语解读

中文段落：

随着社会经济的发展和人民生活水平的提高，个人所得税起征点的调整成为了社会关注的焦点。那么，为什么要调整个税起征点呢？

首先，调整个税起征点有助于更好地保障低收入群体的生活。随着物价上涨和生活成本的增加，原有的个税起征点可能已经无法满足低收入群体的基本生活需求。因此，适当提高个税起征点，可以减轻这部分群体的税收负担，确保他们的生活水平不受影响。

其次，调整个税起征点有助于促进消费和扩大内需。在个税起征点提高后，居民的可支配收入将增加，从而有可能提高消费能力和消费意愿。这将有助于刺激内需增长，推动经济持续健康发展。

此外，调整个税起征点还有助于实现税收公平。随着经济的发展和居民收入的提高，原有的个税起征点可能导致部分中低收入群体承担过重的税收负担。通过调整个税起征点，可以更加公平地分配税收负担，实现税收的公平性和合理性。

总之，调整个税起征点既有利于保障低收入群体的生活，又有助于促进消费和扩大内需，还能实现税收公平。因此，个税起征点的调整是十分必要的。

英文段落：

With the development of social economy and the improvement of people's living standards, the adjustment of the individual income tax threshold has become a focus of social attention. So, why is it necessary to adjust the individual income tax threshold?

Firstly, adjusting the individual income tax threshold helps to better protect the livelihoods of low-income groups. As prices rise and living costs increase, the original tax threshold may no longer meet the basic living needs of low-income groups. Therefore, appropriately raising the tax threshold can reduce the tax burden on these groups and ensure that their living standards are not affected.

Secondly, adjusting the individual income tax threshold can help stimulate consumption and expand domestic demand. After the tax threshold is raised, residents' disposable income will increase, potentially boosting their consumption capacity and willingness. This will help stimulate domestic demand growth and promote sustained and healthy economic development.

In addition, adjusting the individual income tax threshold also helps to achieve tax fairness. With the development of the economy and the increase in residents' income, the original tax threshold may result in an excessive tax burden on some middle and low-income groups. By adjusting the tax threshold, the tax burden can be more evenly distributed, achieving fairness and reasonableness in taxation.

Overall, adjusting the individual income tax threshold is necessary not only to protect the livelihoods of low-income groups but also to stimulate consumption and expand domestic demand, and to achieve tax fairness.