病死属于什么保险？

中文：

病死，即因疾病导致的死亡，对于个人及其家庭来说无疑是一种巨大的打击。在保险领域，病死通常属于寿险或健康险的保障范围。

寿险是以被保险人的寿命为保险标的，无论是因意外还是疾病导致的死亡，只要符合合同约定的条件，保险公司都会给予相应的保险金赔付。因此，如果购买了寿险，病死通常可以得到相应的保险赔偿。

而健康险则主要关注被保险人的身体健康状况，包括医疗费用、住院津贴、重大疾病保障等。虽然健康险通常不包含直接的死亡保障，但一些高端的健康险产品可能会提供身故保障，其中包括因疾病导致的死亡。

需要注意的是，不同的保险产品对于病死的保障范围和赔付标准可能有所不同。因此，在购买保险时，应仔细阅读保险合同和条款，了解清楚保险的具体保障范围和赔付标准，以便在需要时能够得到相应的保险赔偿。

英文：

Disease-related death, or death caused by illness, is undoubtedly a huge blow to individuals and their families. In the insurance industry, disease-related death is typically covered by life insurance or health insurance.

Life insurance is based on the insured's lifespan, and regardless of whether death is caused by an accident or illness, as long as it meets the conditions stipulated in the contract, the insurance company will provide the corresponding insurance compensation. Therefore, if life insurance is purchased, disease-related death can usually be compensated accordingly.

Health insurance, on the other hand, focuses on the insured's physical health, including medical expenses, hospitalization allowances, and major illness protection. Although health insurance typically does not include direct death protection, some high-end health insurance products may provide death protection, including death caused by illness.

It is important to note that different insurance products may have different coverage and compensation standards for disease-related death. Therefore, when purchasing insurance, it is necessary to carefully read the insurance contract and terms, understand the specific coverage and compensation standards of the insurance, so as to be able to receive the corresponding insurance compensation when needed.