工行什么卡值得办：中英文对比阅读

中文段落：

工商银行作为中国最大的商业银行之一，其信用卡产品种类繁多，各有特色。那么，对于广大消费者而言，哪些工行卡值得办理呢？

首先，对于经常出国旅游或商务出行的客户，工商银行推出的“工银环球旅行卡”值得考虑。该卡不仅提供全球范围内的免费WiFi服务，还可在境外享受优惠汇率和取现服务，为旅行者提供了极大的便利。

其次，对于追求高性价比的消费者，工行的“e分期卡”是一个不错的选择。该卡主打消费分期功能，手续费相对较低，同时提供多种分期期限选择，适合购物、旅游、家装等多种消费场景。

此外，对于注重积分回馈的客户，工商银行的“工银信用卡”是一个不错的选择。该卡积分累计速度快，兑换比例高，且积分有效期长达五年，让持卡人能够充分享受到积分带来的实惠。

总之，工商银行的不同信用卡产品各具特色，消费者可以根据自身需求和消费场景选择适合自己的卡片，享受更多的优惠和服务。

英文段落：

As one of the largest commercial banks in China, ICBC offers a wide range of credit card products, each with its unique features. So, which ICBC cards are worth applying for for consumers?

Firstly, for customers who often travel internationally for tourism or business, the "ICBC Global Travel Card" launched by ICBC is worth considering. This card not only provides free WiFi services worldwide but also offers preferential exchange rates and cash withdrawal services overseas, providing great convenience for travelers.

Secondly, for consumers who pursue high cost-effectiveness, ICBC's "e Installment Card" is a good choice. This card focuses on consumption installment function, with relatively low handling fees and multiple installment term options, suitable for various consumption scenarios such as shopping, travel, and home decoration.

In addition, for customers who value积分 rewards, ICBC's "ICBC Credit Card" is a good option. This card has a fast point accumulation rate, a high redemption ratio, and a long validity period of five years for points, allowing cardholders to fully enjoy the benefits brought by points.

Overall, ICBC's different credit card products each have their unique features. Consumers can choose the card that suits them best based on their own needs and consumption scenarios to enjoy more benefits and services.