学生社保卡怎么用

Student Social Security Card: How to Use It

学生社保卡是为学生提供医疗保障的重要工具。那么，它究竟该如何使用呢？

The student social security card is an important tool providing medical security for students. So, how exactly should it be used?

首先，大学生社保卡在本市医保定点医院就医时可享受住院医疗保险待遇。如果医保卡已开卡，参保人持医保卡在这些医院就医即可。大学生先到校医院办理转诊，住院时参保人需及时出示医保卡，并缴纳一定押金办理住院手续。如果就医时刷卡无效，请拨打 12333 咨询解决。

Firstly, college students' social security cards can enjoy inpatient medical insurance benefits when seeking medical treatment in designated medical institutions covered by medical insurance in the city. If the medical insurance card has been activated, the insured can use it when seeking medical treatment in these hospitals. College students should first go to the school hospital for referral. When hospitalized, the insured should promptly present the medical insurance card and pay a certain deposit to complete the hospitalization procedures. If the card fails to work when seeking medical treatment, please call 12333 for consultation and solution.

因急诊或个人原因住院当时未携带医保卡，参保人务必在 24 小时内及时办理补刷卡手续。因参保人异地就医或其它客观原因未能刷卡的，所发生住院医疗费用由个人先行垫付，其后由所在高校经办老师将住院相关材料统一报送至本市医疗保险事业管理处居民医保科，进行手工报销。

In case of emergency or personal reasons for hospitalization without carrying the medical insurance card at that time, the insured must promptly complete the card supplement procedures within 24 hours. If the insured fails to swipe the card due to seeking medical treatment in other places or other objective reasons, the incurred inpatient medical expenses shall be advanced by the individual first. Then, the relevant hospitalization materials will be uniformly submitted by the handling teacher of the university where the insured is located to the Resident Medical Insurance Section of the Municipal Medical Insurance Management Office for manual reimbursement.

学生医保卡的使用范围也有一定规定。可以到定点药店购买药品，直接从医保卡内扣钱，如果卡内钱足够支付的话，不用另外再现金支付。但要注意，并不是所有的药店和医院以及所有的药物都可以使用医保卡支付，这取决于当地医保目录，所购买的药品和诊疗项目必须是进入了当地医保目录内的才能用医保卡支付。生病住院时，住院费用等费用的支付也可以使用医保卡。

The scope of use of the student medical insurance card also has certain regulations. Medicines can be purchased at designated pharmacies, and the money will be deducted directly from the medical insurance card. If there is enough money in the card, no additional cash payment is required. However, it should be noted that not all pharmacies, hospitals, and all medicines can be paid with the medical insurance card. This depends on the local medical insurance directory. The purchased medicines and diagnosis and treatment items must be included in the local medical insurance directory to be paid with the medical insurance card. When hospitalized due to illness, the medical insurance card can also be used for the payment of hospitalization expenses and other expenses.

大学生可以通过学校购买医保，享受医疗保障服务。学生医保的使用范围包括门诊、住院、药品和医疗保健服务等，可以享受相应费用的报销。在使用医保时，需要注意医保卡的持有和使用，及时缴纳医保个人账户的费用，掌握医保政策和规定，遵守规定使用医保。同时，大学生还可以关注医保政策的变化，及时了解最新医保优惠政策，享受更多的医保服务。

College students can purchase medical insurance through the school to enjoy medical security services. The scope of use of student medical insurance includes outpatient services, hospitalization, medicines, and medical care services, etc., and corresponding expense reimbursements can be enjoyed. When using medical insurance, attention should be paid to the possession and use of the medical insurance card, timely payment of the expenses of the personal medical insurance account, mastering the medical insurance policies and regulations, and using medical insurance in accordance with the regulations. At the same time, college students can also pay attention to changes in medical insurance policies, promptly understand the latest medical insurance preferential policies, and enjoy more medical insurance services.

另外，在校内医务室就医，拿药的时候，可以使用医保卡支付；校外医院门诊（包括普通门诊和急诊）、住院，也可以使用医保卡支付；在外省市住院或门诊大病，同样可以使用医保卡支付。大学生医保回家使用时，要提前了解医保政策，带齐必要证件，查询医疗机构，按流程就医挂号和报销。

In addition, when seeking medical treatment and getting medicines at the school infirmary, the medical insurance card can be used for payment; at outpatient departments of external hospitals (including general outpatient services and emergency departments) and during hospitalization, the medical insurance card can also be used for payment; for hospitalization or major outpatient diseases in other provinces and cities, the medical insurance card can also be used for payment. When college students' medical insurance is used at home, they need to understand the medical insurance policies in advance, bring all necessary documents, inquire about medical institutions, register for medical treatment and reimburse according to the process.

需要注意的是，洁牙、打架、酗酒、斗殴，或在非定点医院产生的医疗费用，都是不能用医保报销的。学校会统一发通知，在规定时间内办理，然后就可以拿医保卡去药店、医院使用。大学生医保其实就是城乡居民医保，大学生医保由学校统一办理参保，缴费时间集中在每年的 9 月 1 日 - 12 月 31 日，一年缴一次，一次管一年。

It should be noted that medical expenses for teeth cleaning, fighting, alcoholism, brawling, or incurred in non-designated hospitals cannot be reimbursed by medical insurance. The school will issue a unified notice for handling within the prescribed time, and then the medical insurance card can be used in pharmacies and hospitals. College students' medical insurance is actually the urban and rural residents' medical insurance. College students' medical insurance is uniformly handled and insured by the school. The payment time is concentrated from September 1st to December 31st each year. It is paid once a year and is valid for one year.