平安普惠每月怎么还款

平安普惠作为一家知名的金融服务机构，为许多人提供了贷款服务。那么，每月如何进行还款呢？

首先，平安普惠提供了两种主要的还款方式，即手动还款和自动还款。

手动还款方面，您可以在 i 贷产品页面点击【立即还款】，然后选择需要还款的借款，接着选择还款银行卡，输入还款金额，点击【确认】，当出现成功提示页面时，就完成了主动还款。

自动还款则相对便捷。您在首次动用贷款时选择的放款账户（壹钱包/储蓄卡）会被默认为扣款账户。您需要在每月的到期还款日前，在该账户中存入足量金额（不少于当期应还金额），公司会在到期还款日进行自动扣款。

对于有多笔借款的情况，为了方便还款，平安普惠会将您的多笔借款统一成同一还款日。

值得注意的是，如果您想更优惠地还款，可以参考以下策略。如果还款期数较少，比如在还到第六期时，所还进去的费用已经抵得上放款银行正常该收的利息。此时若没能力还而逾期，催收人员可能会主动给您减免三费，接下来您只需还本金。

另外，逾期三个月后，贷款会自动被贷偿。贷偿后一星期，会有另外的三方机构继续催款，但很快就会给一次性打折结清政策。结清政策遵循一定规则，即再怎么打折，欠款人还的钱得够贷款本金，外加该给银行的正常利息，三费可以一分钱都不要。

总之，了解平安普惠的还款方式和相关策略，能够帮助您更好地管理贷款还款，避免逾期等不良情况的发生。

How to Repay Monthly Loans from Ping An普惠 Every Month

Ping An普惠, as a well-known financial service institution, provides loan services to many people. So, how to make monthly repayments?

Firstly, Ping An普惠 offers two main repayment methods, namely manual repayment and automatic repayment.

In terms of manual repayment, you can click 【Repay Immediately】 on the i loan product page, then select the loan that needs to be repaid, then select the repayment bank card, enter the repayment amount, click 【Confirm】, and when the successful prompt page appears, the active repayment is completed.

Automatic repayment is relatively convenient. The lending account (One Wallet / Debit Card) you selected when you first used the loan will be the default deduction account. You need to deposit a sufficient amount (not less than the current repayment amount) in this account before the due repayment date of each month, and the company will automatically deduct the payment on the due repayment date.

For the case of multiple loans, in order to facilitate repayment, Ping An普惠 will unify your multiple loans into the same repayment date.

It is worth noting that if you want to repay more preferentially, you can refer to the following strategies. If the number of repayment periods is small, for example, when repaying to the sixth period, the fees paid have been equivalent to the normal interest that the lending bank should receive. At this time, if you are unable to repay and default, the collection staff may voluntarily waive the three fees for you, and then you only need to repay the principal.

In addition, after three months of default, the loan will be automatically compensated for. One week after the compensation, another third-party institution will continue to collect the payment, but a one-time discounted settlement policy will soon be given. The settlement policy follows certain rules, that is, no matter how discounted, the money repaid by the debtor must be enough for the loan principal, plus the normal interest to the bank, and the three fees can be not paid at all.

In conclusion, understanding the repayment methods and related strategies of Ping An普惠 can help you better manage loan repayments and avoid adverse situations such as defaults.