为什么要做保险？这个问题的答案可能涉及到多个方面，下面我们来探讨一下其中的一些主要原因。

首先，保险可以为人们提供经济保障，在意外发生时减轻财务负担。通过购买保险，人们可以为自己和家人提供一定的保障，以应对突发事件，如生病、车祸等。在这种情况下，保险可以为人们提供必要的经济支持，帮助他们度过难关。英文翻译为: Why do we need insurance? This question may involve multiple reasons, let's explore some of the main reasons below.

Firstly, insurance can provide people with financial security and alleviate financial burden in case of accidents. By purchasing insurance, people can provide themselves and their families with certain protection against unexpected events such as illness and car accidents. In this case, insurance can provide necessary financial support for people to help them through difficult times.英文翻译为: Why do we need insurance? This question may involve multiple reasons, let’s explore some of the main reasons below.