为什么淘宝不能分期

淘宝是中国最大的电商平台之一，其提供的分期付款功能为消费者提供了灵活的购物方式。然而，有时候用户会发现淘宝不能分期，这是什么原因呢？

Lack of Eligibility: 有些用户发现自己在淘宝上不能使用分期付款功能，这可能是因为自己没有达到使用该功能的资格。具体来说，淘宝的分期付款功能通常要求用户的芝麻信用分达到一定标准或者拥有信用卡等条件。如果用户没有达到这些条件，就不能使用分期付款功能。英文翻译对照：

Taobao Why Not Installment

Taobao is one of the largest e-commerce platforms in China, and its installment payment function provides consumers with a flexible shopping method. However, sometimes users may find that Taobao cannot offer installment payment. What are the reasons for this?

Lack of Eligibility: Some users find that they cannot use the installment payment function on Taobao, which may be because they do not meet the requirements for using this function. Specifically, Taobao's installment payment function usually requires users to have a certain credit score on Zhihaomercial credit or have a credit card and other conditions. If a user does not meet these conditions, installment payment cannot be used.