银行为什么叫银行？这个问题的答案可以从多个方面进行解释。以下是对这个问题的解析以及英文翻译对照：

首先，银行的英文是“Bank”，这个单词源于意大利语的“Banco”，原意是“长凳”。在古代，商人会在市场上使用长凳作为交易的座位，这些长凳被人们视为商业的象征。因此，当商业和货币逐渐发展起来时，人们便将提供存款、贷款等金融服务的机构称为“银行”。英文翻译为: The word "Bank" originated from the Italian word "Banco", which originally meant "bench". In ancient times, merchants used benches as seats for transactions in the market, and these benches were seen as a symbol of business. Therefore, as commerce and currency gradually developed, people referred to institutions that provided financial services such as deposit and loans as "banks".

其次，银行的名字也与其业务有关。银行的主要业务是吸收存款、发放贷款、办理结算等。这些业务与货币有着密切的联系，而“银行”这个词语本身就有货币的含义。因此，银行被称为“银行”。英文翻译为: The name "Bank" is also related to its business. The main businesses of banks are to absorb deposits, make loans, handle settlements, etc. These businesses are closely related to money, and the word "Bank" itself has the meaning of money. Therefore, banks are called "Bank".

最后，银行的名字也与其机构性质有关。在西方国家，银行通常是由政府或中央银行授权的机构，其地位和信誉都得到了保障。因此，人们将提供金融服务的机构称为“银行”。英文翻译为: The name "Bank" is also related to the nature of its institutions. In Western countries, banks are usually authorized institutions by the government or central bank, and their status and credibility are guaranteed. Therefore, people refer to institutions that provide financial services as "banks".