中文：

银行汇总是指银行将企业在一段时间内发生的所有交易信息进行收集、整理和汇总，并生成相应的财务报表和业务报表的过程。银行汇总可以帮助企业更好地掌握自身的财务状况和经营情况，并为企业的决策提供依据。

银行汇总的具体流程包括以下几个步骤：首先，企业需要在银行开立账户并签订银行汇总协议；其次，银行会根据协议要求，定期将企业在一定时间段内的所有交易信息进行汇总，并生成相应的财务报表和业务报表；最后，企业可以根据汇总报表进行分析和比较，以更好地掌握自身的财务状况和经营情况。

银行汇总对于企业的财务管理和决策具有重要意义。通过银行汇总，企业可以及时掌握自身的财务状况和经营情况，并对未来的发展趋势进行预测和分析。同时，银行汇总还可以帮助企业更好地了解自身的业务情况，发现存在的问题并及时进行调整。此外，银行汇总还可以为企业提供信用评估和风险管理等方面的支持，帮助企业更好地管理风险并实现可持续发展。

英文：

Bank summary refers to the process where the bank collects, organizes, and summarizes all transaction information that has occurred within a certain period of time for enterprises, and generates corresponding financial statements and operational reports. Bank summary can help enterprises better understand their own financial status and operational conditions, and provide a basis for decision-making.

The specific process of bank summary includes the following steps: first, enterprises need to open accounts and sign bank summary agreements with banks; second, banks will summarize all transaction information of enterprises within a certain period of time according to the agreement requirements, and generate corresponding financial statements and operational reports; finally, enterprises can analyze and compare the summary reports to better understand their own financial status and operational conditions.

Bank summary is of great significance to the financial management and decision-making of enterprises. Through bank summary, enterprises can timely grasp their own financial status and operational conditions, and predict and analyze future development trends. At the same time, bank summary can also help enterprises better understand their own business conditions, discover problems, and make timely adjustments. In addition, bank summary can also provide support for credit assessment and risk management to help enterprises better manage risks and achieve sustainable development.