【中文版】

赊销宝是一款为企业提供信用销售管理的软件，通过该软件，企业可以更加便捷地管理赊销业务。然而，在使用赊销宝时，有一个问题一直困扰着很多新手，那就是“赊销宝20%什么时候付款”。

其实，这个问题并不复杂。在赊销宝中，当客户购买了你的商品或服务后，你可以选择将交易金额的20%作为押金或定金，而这笔钱会在客户的赊销宝账户中冻结。等客户补齐尾款后，这笔押金或定金就会解冻并转入你的银行账户。

如果你想在交易完成之前将这笔20%的押金或定金提前解冻，也是可以的。你只需要在赊销宝中提交一个解冻申请即可。在申请解冻时，你需要填写一些必要的信息，如解冻金额、解冻原因等。一旦你的解冻申请被通过，这笔钱就会立即转入你的银行账户。

需要注意的是，虽然你可以提前解冻这笔20%的押金或定金，但是为了确保交易的正常进行和客户的权益，建议在补齐尾款后再进行解冻。

【英文版】

Salary treasure is a software that provides credit sales management for enterprises, through which enterprises can manage credit sales more conveniently. However, when using Salary Treasure, a question that puzzles many novices is "when to pay 20% of Salary Treasure".

Actually, this question is not complicated. After the customer purchases your goods or services, you can choose to deposit 20% of the transaction amount as a deposit or advance payment, and this money will be frozen in the customer's Salary Treasure account. When the customer finishes the payment, the deposit or advance payment will be unfrozen and transferred to your bank account.

If you want to unfreeze this 20% deposit or advance payment in advance before the transaction is completed, it is also possible. You only need to submit a request for unfreezing in Salary Treasure. When applying for unfreezing, you need to fill out some necessary information such as the amount of unfreezing and the reason for unfreezing. Once your application for unfreezing is approved, the money will be immediately transferred to your bank account.

Note that although you can unfreeze this 20% deposit or advance payment in advance, in order to ensure the normal progress of the transaction and the rights and interests of the customer, it is recommended to unfreeze after completing the payment.