掉期市场是什么意思：中英文双语解读

中文版

掉期市场，也称作互换市场，是金融市场的重要组成部分，允许交易双方交换具有不同到期日、利率或货币的本金或利息支付。这种交换可以在固定利率和浮动利率之间，或在不同货币之间进行。掉期市场的主要功能是为参与者提供风险管理工具，帮助他们对冲未来的利率或汇率风险。

英文版

The swap market, also known as the interchange market, is a crucial component of financial markets, allowing two parties to exchange principal or interest payments with different maturities, interest rates, or currencies. Such swaps can be made between fixed and floating interest rates or between different currencies. The primary function of the swap market is to provide participants with risk management tools, helping them hedge against future interest rate or exchange rate risks.

证载用途是指什么意思：中英文双语解读

中文版

“证载用途”是指在土地、房屋等不动产权属证书上所记载的土地或房屋的用途。这些用途通常是按照城市规划、土地使用政策或相关法律法规来确定的，如住宅、商业、工业等。证载用途对于不动产的交易、评估、贷款等方面都具有重要意义，因为它直接关系到不动产的使用价值、市场价值以及能否满足特定需求。

英文版

"Certificate-stated purpose" refers to the use of land or buildings stated on the ownership certificate of immovable property such as land and houses. These purposes are typically determined in accordance with urban planning, land use policies, or relevant laws and regulations, such as residential, commercial, industrial, etc. The certificate-stated purpose is crucial for the transaction, evaluation, loan, and other aspects of immovable property because it directly relates to the use value, market value, and whether it can meet specific needs.