中文版

贷款支用是指借款人从银行或其他金融机构获得贷款后，按照合同约定的用途和条件，实际使用贷款资金的过程。它是贷款流程中的重要环节，也是贷款发放后借款人必须履行的重要义务之一。

在贷款支用过程中，借款人需要向银行或金融机构提供相关的支用申请，包括支用计划、支用用途、支用金额等。银行或金融机构在审核通过后，将按照合同约定的方式和时间，将贷款资金划转到借款人指定的账户，供其使用。

贷款支用的过程需要遵循一定的规定和流程，以确保贷款资金的合法、合规使用。同时，借款人也需要严格遵守合同约定，按照约定的用途和条件使用贷款资金，确保贷款资金的有效利用和风险控制。

对于银行或金融机构而言，贷款支用是贷款风险管理的重要环节。通过对贷款支用过程的监控和管理，银行或金融机构可以及时发现和解决潜在的风险问题，保障贷款资金的安全和稳定。

英文版

Loan disbursement refers to the process where a borrower utilizes the loan funds after obtaining a loan from a bank or other financial institution, according to the agreed-upon purposes and conditions stipulated in the contract. It is a crucial part of the loan process and one of the essential obligations that borrowers must fulfill after the loan is disbursed.

During the loan disbursement process, borrowers need to submit relevant disbursement applications to the bank or financial institution, including the disbursement plan, the purpose of disbursement, the amount of disbursement, etc. After approval, the bank or financial institution will transfer the loan funds to the designated account of the borrower according to the agreed-upon method and timing, for their use.

The process of loan disbursement must follow certain regulations and procedures to ensure the legitimate and compliant use of loan funds. At the same time, borrowers also need to strictly adhere to the contract terms and use the loan funds according to the agreed-upon purposes and conditions, ensuring the effective utilization of loan funds and risk control.

For banks or financial institutions, loan disbursement is a crucial part of loan risk management. Through monitoring and managing the loan disbursement process, banks or financial institutions can promptly detect and address potential risk issues, safeguarding the safety and stability of loan funds.