保险业交什么税？

中文段落：

保险业是一个重要的金融行业，它为人们的生命、财产等提供风险保障。在保险业务中，保险公司需要按照国家规定缴纳税款。那么，保险业需要交哪些税呢？

首先，保险公司需要缴纳企业所得税。企业所得税是对企业所得收入征收的税，是保险公司最常见的税种之一。其次，保险公司还需要缴纳营业税。营业税是对提供应税劳务、转让无形资产或销售不动产的单位和个人征收的税。在保险业务中，保险公司提供的服务即为应税劳务，因此需要缴纳营业税。此外，保险公司还可能涉及到印花税、个人所得税等其他税种。

需要注意的是，不同国家和地区的税收政策不同，保险公司需要按照当地的规定进行缴纳。同时，保险公司也需要合理规避税收风险，确保企业的合法合规经营。

**英文段落：

The insurance industry is an essential financial sector that provides risk protection for people's lives, property, and more. In insurance business operations, insurance companies are required to pay taxes as stipulated by national regulations. So, what taxes do insurance companies need to pay?

Firstly, insurance companies are required to pay corporate income tax. Corporate income tax is levied on the taxable income of enterprises and is one of the most common taxes for insurance companies. Secondly, insurance companies also need to pay business tax. Business tax is levied on units and individuals that provide taxable services, transfer intangible assets, or sell real estate. In insurance business, the services provided by insurance companies are considered taxable services, thus requiring the payment of business tax. Additionally, insurance companies may also be subject to other taxes such as stamp duty and individual income tax.

It is worth noting that tax policies vary across different countries and regions, and insurance companies are required to pay taxes according to local regulations. At the same time, insurance companies also need to reasonably avoid tax risks and ensure the legitimate and compliant operation of their businesses.