京东下贷款有什么？

What Loans Are Available on JD.com?

中文：

京东作为中国最大的电商平台之一，除了提供丰富的商品选择和便捷的购物体验外，还为用户提供了多种贷款服务。那么，京东下贷款有什么呢？

首先，京东白条是京东推出的一种消费信贷产品。用户可以在京东平台上申请白条额度，用于购物时的分期付款。白条具有申请简便、额度灵活、利率合理等特点，深受用户喜爱。

其次，京东金融还提供了个人贷款服务，包括京东金条和京东借钱等。这些贷款产品主要针对有短期资金需求或消费需求的用户，用户可以通过京东金融APP或网站进行申请，贷款额度、期限和利率等根据用户的信用状况进行评估。

此外，京东还与企业合作，为中小企业提供供应链金融服务。这些服务包括订单融资、应收账款融资等，旨在帮助企业解决资金周转问题，促进供应链的稳定发展。

总之，京东下贷款涵盖了个人消费贷款、供应链金融等多个领域，为用户和企业提供了多样化的金融服务。无论是购物分期、短期借款还是供应链融资，京东都能为用户提供便捷、高效的解决方案。

英文：

JD.com, one of the largest e-commerce platforms in China, offers a wide range of loan services alongside its extensive product selection and convenient shopping experience. So, what loans are available on JD.com?

Firstly, JD.com White Bar is a consumer credit product launched by JD.com. Users can apply for a White Bar limit on the JD.com platform for installment payments when shopping. With its simple application process, flexible credit limit, and reasonable interest rates, White Bar has become popular among users.

Secondly, JD Finance also provides personal loan services, including JD Gold and JD Borrow, among others. These loan products are mainly targeted at users with short-term financial or consumption needs. Users can apply through the JD Finance app or website, and the loan amount, term, and interest rate are evaluated based on the user's credit status.

In addition, JD.com collaborates with enterprises to provide supply chain finance services for small and medium-sized enterprises. These services include order financing, accounts receivable financing, etc., aiming to help enterprises solve cash flow problems and promote the stable development of the supply chain.

Overall, JD.com's loan offerings cover various areas such as personal consumer loans and supply chain finance, providing users and enterprises with diversified financial services. Whether it's shopping installment, short-term loans, or supply chain financing, JD.com can provide users with convenient and efficient solutions.