组合策略是什么？

中文

组合策略是一种投资策略，它涉及将不同的投资工具、资产类别和市场进行组合，以实现风险和回报之间的平衡。组合策略的主要目标是构建一个多样化的投资组合，以减少单一资产或市场波动的影响，并寻求整体投资组合的稳定回报。

在组合策略中，投资者通常会考虑多种因素，包括各类资产的预期回报率、风险水平、市场走势和相关性等。通过合理配置不同类型的资产，投资者可以降低投资组合的整体风险，同时保持稳定的收益。例如，投资者可能会将股票、债券、商品和现金等不同资产类别进行组合，以分散投资风险并追求整体回报。

组合策略的核心是平衡风险与回报之间的关系。投资者需要根据自身的风险承受能力、投资目标和时间规划，制定适合自己的投资组合策略。同时，投资者还需要定期评估和调整投资组合，以适应市场变化和个人需求的变化。

英文

Portfolio strategy is an investment strategy that involves combining different investment instruments, asset classes, and markets to achieve a balance between risk and return. The primary goal of portfolio strategy is to construct a diversified investment portfolio that reduces the impact of single asset or market fluctuations and seeks stable returns for the overall portfolio.

In portfolio strategy, investors typically consider various factors, including expected returns, risk levels, market trends, and correlations among different assets. By allocating different types of assets reasonably, investors can reduce the overall risk of the investment portfolio while maintaining stable returns. For example, investors may combine different asset classes such as stocks, bonds, commodities, and cash to diversify investment risks and pursue overall returns.

The core of portfolio strategy is to balance the relationship between risk and return. Investors need to formulate investment portfolio strategies that suit their own risk tolerance, investment objectives, and time horizons. At the same time, investors also need to regularly evaluate and adjust their investment portfolios to adapt to market changes and changes in personal needs.