基金上的线：解读基金图表的关键元素

中文：

当我们谈论基金上的线时，通常指的是基金净值走势图上的各种线条。这些线条有助于投资者直观地了解基金的历史表现和未来趋势。

首先，最常见的是基金净值线，也称为累计净值线。这条线代表基金的历史净值走势，通过它可以清晰地看到基金的增长或下跌情况。投资者可以根据这条线判断基金的整体表现，以及是否达到预期收益。

其次，是业绩比较基准线。这条线用于比较基金的实际表现与市场或某个特定指数的表现。如果基金净值线在业绩比较基准线上方，说明基金的表现超过了市场或指数；反之，则说明基金的表现不如市场或指数。

此外，还有一些其他线条，如晨星评级线、夏普比率线等，这些线条提供了更全面的基金评估信息。

了解基金上的各种线条，可以帮助投资者更好地理解基金的历史表现和潜在风险，从而做出更明智的投资决策。

英文：

When we talk about lines on a fund, we usually refer to the various lines on a fund's net asset value chart. These lines assist investors in understanding a fund's historical performance and future trends visually.

Firstly, the most common line is the fund's net asset value line, also known as the cumulative net asset value line. This line represents the historical trend of the fund's net asset value, allowing investors to clearly see the fund's growth or decline. Investors can judge the overall performance of the fund and whether it has met their expected returns based on this line.

Secondly, there is the performance benchmark line. This line compares the actual performance of the fund with the market or a specific index. If the fund's net asset value line is above the performance benchmark line, it means the fund's performance has exceeded the market or index; otherwise, it indicates that the fund's performance is inferior to the market or index.

In addition, there are other lines such as Morningstar rating lines, Sharpe ratio lines, etc., which provide more comprehensive fund evaluation information.

Understanding the various lines on a fund can help investors better understand a fund's historical performance and potential risks, thereby making more informed investment decisions.