团贷网是中国领先的互联网金融公司之一，也是国内首个采用“众筹+信用评级”模式的平台。团贷网在全国范围内为个人和小微企业提供有保障的借贷服务，并通过创新的金融科技手段为用户提供便捷、高效的借贷体验。团贷网的英文名字是“WeLab”，它的命名背后有着深刻的意义。

首先，“WeLab”代表了团贷网在共享经济时代的核心理念——“我们团结一致，共同追求目标”。团贷网致力于打造一个互助共赢的金融社区，通过连接借款人和投资者，实现资源优化配置，促进社会资本的更好流动。这一理念体现了团贷网作为一个平台的定位，将用户的需求置于首位，鼓励用户之间的合作与互动。

Secondly, the name "WeLab" also represents the company's commitment to inclusivity and diversity. The word "We" emphasizes the collective effort and collaboration of different individuals, while "Lab" refers to the laboratory-like environment where innovative ideas are born and tested.团贷网致力于打造一个包容性和多样化的平台，欢迎来自不同背景和行业的用户。每个人都可以在这个创新的实验室中，充分发挥自己的才能和创造力。

Thirdly, the name "WeLab" signifies the use of advanced technology and data analysis in the lending process. 团贷网运用先进的技术手段和数据分析，在风控、信用评级和资金结算等方面进行优化和创新。团贷网的目标是通过科技驱动金融，提供更准确、安全和高效的金融服务。

In conclusion, the name "WeLab" reflects团贷网's philosophy of unity, inclusivity, innovation and technology. It represents the company's commitment to creating a collaborative and inclusive financial community, where individuals from diverse backgrounds can come together to achieve common goals. Through the use of advanced technology and data analysis,团贷网 aims to provide users with a secure and efficient borrowing experience.