为什么会有人选择去骗取他人的信任和金钱呢？这个问题在各个领域中都存在着，金融行业也不例外。e租宝丁宁骗局的曝光给我们展示了这个问题的一个具体案例。e租宝是一家于2014年成立的互联网金融平台，而丁宁则是该平台的创始人之一。然而，他却因为骗取投资者数十亿的资金而被起诉并入狱。那么，为什么丁宁要选择骗取他人的钱财呢？

Why do people choose to deceive others and take their money? This question exists in various sectors, and the financial industry is no exception. The expose of the eZubao Ding Ning scam provides us with a concrete example of this issue. eZubao was an internet finance platform founded in 2014, and Ding Ning was one of its founders. However, he was sued and imprisoned for embezzling billions of dollars from investors. So, why did Ding Ning choose to deceive others for their money?

首先，贪婪是导致人们骗取他人的重要原因之一。e租宝的骗局涉及到大量投资者的资金，而丁宁利用这些资金进行了高额回报的承诺。他通过夸大项目的前景和利润来吸引投资者，并通过支付早期投资者高额回报来维持诈骗的信誉。然而，这种金钱的诱惑使得丁宁无法抑制自己的贪欲，最终导致了他的失败。

Firstly, greed is one of the main reasons why people choose to deceive others. The eZubao scam involved a significant amount of investors' funds, and Ding Ning used these funds to promise high returns. He attracted investors by exaggerating the prospects and profits of the projects and maintained the credibility of the fraud by paying early investors high returns. However, the temptation of money was too strong for Ding Ning to resist, ultimately leading to his downfall.

其次，个人利益和道德标准的缺失也是骗取他人原因之一。在追求个人利益的过程中，有些人会失去对正义和道义的敏感性，从而忽视了其行为对其他人的伤害。e租宝丁宁骗局中，丁宁为了满足自己的贪婪，不顾他人的权益和金融安全，以非法手段获取并使用他人的资金。对于他来说，自己个人的利益远远重要于他人的权益和公平。

Secondly, the lack of personal interests and moral standards is another reason for deceiving others. In the pursuit of personal gain, some individuals may lose their sensitivity to justice and morality, thus ignoring the harm their actions cause to others. In the eZubao Ding Ning scam, Ding Ning, driven by his greed, disregarded the rights and financial security of others, obtaining and using funds through illegal means. For him, his personal interests were far more important than the rights and fairness of others.

最后，对风险和后果的轻视也是骗取他人原因之一。骗子们往往对自己不法行为带来的风险和后果抱有不切实际的幻想。他们以为自己可以逃避法律的制裁，或者认为自己能在短时间内积累足够的财富，从而平息所有的怀疑和指责。事实上，正义迟早会到来，骗子们将付出沉重的代价。

Lastly, the disregard for risks and consequences is another reason for deceiving others. Con artists often have unrealistic fantasies about the risks and consequences of their illegal actions. They may believe that they can escape legal sanctions or accumulate enough wealth in a short period to silence all suspicions and accusations. In reality, justice will come sooner or later, and con artists will pay a heavy price.

在金融行业中，骗取他人的行为给整个行业带来了巨大的负面影响。不仅投资者失去了对金融系统的信任，整个市场也因此受到关注和监管的加强。相应的，为了保护投资者的利益和维护金融秩序，监管机构需要加强对金融体系的监管力度，从根本上预防类似骗局的发生。

In the financial industry, deceiving others has had a significant negative impact on the entire sector. Not only do investors lose trust in the financial system, but the market also faces increased scrutiny and regulation as a result. Consequently, in order to protect the interests of investors and maintain financial order, regulatory bodies need to strengthen their oversight of the financial system, fundamentally preventing similar scams from occurring.

总之，为什么有人选择骗取他人的财富是一个复杂而多维的问题。贪婪、个人利益和道德标准的缺失以及对风险和后果的轻视都是人们骗取他人的原因之一。然而，在建设公正诚信的金融行业中，我们需要通过法律和监管措施来约束不法分子的行为，以维护金融秩序和保护投资者的利益。

In conclusion, why some people choose to deceive others for their wealth is a complex and multifaceted issue. Greed, the absence of personal interests and moral standards, and the disregard for risks and consequences are all reasons why people deceive others. However, in building a just and trustworthy financial industry, we need legal and regulatory measures to constrain the actions of wrongdoers and safeguard financial order and investor interests.