中文：

银行本票是指由银行签发的，承诺在见票时无条件支付确定金额给收款人或持票人的票据。它是一种同城结算方式，由于见票即付，当场抵用，所以在各种款项结算中，是最受欢迎、最受欢迎的结算工具之一。

银行本票分为不定额本票和定额本票两种。定额本票的面额有1000元、5000元、10000元和50000元。开出定额本票，无论是填写“现金”字样，还是“转账”字样，都视作现金。

银行本票的提示付款期限自出票日起最长不得超过2个月。在未到提示付款期或超过提示付款期提示付款的，持票人应当向开户银行办理挂失止付。挂失止付通知书必须记载出票人、持票人、票据号码、签发日期、确定的金额、请求挂失止付日期等事项，并加盖签章。

银行本票的出票人必须具有支付本票金额的可靠资金来源，并保证无条件支付本票金额。银行本票的出票人不得签发无对价的银行本票。

英文：

A bank cashier's check is a票据that is issued by a bank and promises to pay the specified amount to the payee or the bearer without conditions upon sight. It is a way of settlement in the same city, and is one of the most popular and convenient settlement tools in various payment settlements due to its on-site use upon sight.

Bank cashier's checks are divided into two types: non-fixed amount and fixed amount. The face values of fixed-amount cashier's checks include 1000 yuan, 5000 yuan, 10000 yuan, and 50000 yuan. When a fixed-amount cashier's check is issued, whether it is filled in with "cash" or "transfer", it is regarded as cash.

The presentation and payment period for a bank cashier's check shall not exceed 2 months from the date of issue. If a bearer presents and requests payment after the presentation and payment period or after the presentation and payment period has expired, the bearer shall apply to the bank for stopping payment. The stopping payment notice must include the issuer, the bearer, the bill number, the issue date, the determined amount, and the request for stopping payment date, etc., and shall be signed with the issuer's seal.

The issuer of a bank cashier's check must have reliable sources of funds to pay the specified amount of the check and guarantees unconditional payment of the specified amount of the check. The issuer of a bank cashier's check shall not issue an unconditional cashier's check.