好英语网中文：
经营风险是企业在日常经营活动中面临的各种风险因素的总和。这些风险因素可能来自于内部和外部环境，包括市场变化、竞争压力、政策法规、技术创新等方面。经营风险主要包括以下几个方面：
市场风险：市场变化是经营风险的主要来源之一。企业面临的市场需求、竞争态势、价格波动等因素都会对企业的经营产生影响。
竞争风险：市场竞争是企业生存和发展的关键因素之一。企业面临着来自同行业的竞争压力，需要不断提升自身的竞争力以保持领先地位。
政策法规风险：政策法规的变化对企业经营产生重要影响。企业需要密切关注政策法规的变化趋势，及时调整自身的经营策略以适应新的政策环境。
技术创新风险：随着技术的不断进步和创新，企业需要不断更新自身的生产技术和设备，以保持竞争优势。但是，技术创新也带来一定的风险，如技术研发失败、技术转让不成功等。
财务风险：企业经营过程中面临的财务风险主要包括资金流动、资产负债率、利率等方面的风险。财务风险对企业经营的稳定性和发展潜力产生重要影响。
英文：Operating risks refer to the various risk factors that enterprises face in their daily business activities, which may come from both internal and external environments, including market changes, competitive pressures, policies and regulations, technological innovations, etc. Operating risks mainly include the following aspects:
Market risks: Market changes are one of the main sources of operating risks. Factors such as market demand, competitive landscape, price fluctuations, etc. can all affect the business of enterprises.
Competition risks: Market competition is one of the key factors for the survival and development of enterprises. Enterprises are facing competitive pressures from the same industry, and need to constantly improve their competitiveness to maintain leading positions.
Policy and regulatory risks: Changes in policies and regulations have a significant impact on business operations. Enterprises need to closely monitor changes in policy and regulatory trends and adjust their own business strategies to adapt to the new policy environment.
Technology innovation risks: With continuous technological progress and innovation, enterprises need to constantly update their production technologies and equipment to maintain competitive advantages. However, technological innovation also brings certain risks, such as technology research and development failures, technology transfer failures, etc.
Financial risks: The financial risks that enterprises face during the operation process mainly include risks related to capital flow, asset-liability ratio, interest rates, etc. Financial risks have a significant impact on the stability and development potential of enterprises' business operations.
