中文：

工商银行综合积分是工商银行为回馈客户而推出的一个积分奖励计划，客户可以通过在工商银行办理各种业务获得综合积分。那么，工行综合积分到底有什么用呢？

首先，工行综合积分可以兑换各种礼品。客户可以将综合积分兑换成相应的礼品，包括实物礼品、虚拟礼品等，比如话费、加油卡、超市购物卡等，还有一些高端酒店的住宿体验等。这对于广大客户来说是非常有吸引力的，特别是需要兑换高端酒店住宿体验的客户，可以节省不少费用。

其次，工行综合积分还可以兑换航空里程。对于经常出差、旅游的人来说，这无疑是一个非常实用的功能。客户可以将综合积分兑换成相应的航空里程，然后使用这些航空里程来兑换免费机票、酒店住宿等。

此外，工行综合积分还可以在工商银行的特约商户进行消费。客户可以在特约商户消费时使用综合积分进行支付，这对于一些喜欢使用积分进行消费的人来说是非常方便的。

总的来说，工行综合积分的作用非常广泛，客户可以根据自己的需求和喜好来选择相应的兑换方式和礼品。同时，工商银行也会不断推出更多的积分活动和优惠措施来吸引更多的客户参与其中。

英文：

ICBC comprehensive points is an积分奖励 plan launched by ICBC to reward customers for their transactions. Customers can earn comprehensive points through various transactions in ICBC, such as deposits, loans, investment, card usage, etc. So, what can ICBC comprehensive points be used for?

Firstly, ICBC comprehensive points can be used to redeem various gifts. Customers can redeem the comprehensive points into corresponding gifts, including physical gifts, virtual gifts, etc., such as phone credit, gasoline cards, supermarket shopping cards, and accommodation experience in high-end hotels. This is very attractive to customers, especially those who need to redeem accommodation experience in high-end hotels, which can save a lot of money.

Secondly, ICBC comprehensive points can also be used to redeem air miles. For people who travel or commute frequently, this is undoubtedly a very useful function. Customers can redeem the comprehensive points into corresponding air miles, and then use these air miles to redeem free air tickets, hotel accommodation, etc.

In addition, ICBC comprehensive points can also be used for consumption in ICBC's special merchants. Customers can use the comprehensive points for payment when shopping in the special merchants, which is very convenient for people who like to use points for consumption.

In general, the function of ICBC comprehensive points is very wide. Customers can choose the corresponding redemption method and gifts according to their own needs and preferences. At the same time, ICBC will continue to launch more bonus activities and preferential measures to attract more customers to participate.