中文：

光大银行现金宝是光大银行推出的一款理财产品，它是一种货币市场基金，通过光大银行的销售渠道进行推广和销售。现金宝以投资货币市场基金为主，同时也可以投资于国债、企业债等信用等级较高的债券，以及同业存款、回购等低风险金融工具。

现金宝具有高流动性和低风险的特点，投资者可以随时赎回或进行质押贷款，同时投资风险较低，主要投资于低风险金融工具，且货币市场基金的波动性较小，稳定性较高。

现金宝的收益相对稳定，一般情况下要高于活期存款利率，但同时也有一定的投资门槛和销售渠道的限制。此外，光大银行还会收取一定的管理费和销售服务费。

总的来说，光大银行现金宝是一种适合短期闲置资金投资的理财产品，具有高流动性和低风险的特点，能够为投资者提供相对稳定的收益。

英文：

China Everbright Bank Cash Treasure is an investment product launched by China Everbright Bank, which is a money market fund sold and promoted through China Everbright Bank's sales channels. The Cash Treasure invests mainly in money market funds, as well as in high-credit-rating bonds such as government bonds and corporate bonds, and in low-risk financial instruments such as interbank deposits and repurchase agreements.

The Cash Treasure has the characteristics of high liquidity and low risk. Investors can redeem or pledge loans at any time, and the investment risk is relatively low. It mainly invests in low-risk financial instruments, and the money market fund has small volatility and high stability.

The return of the Cash Treasure is relatively stable, generally higher than the interest rate of demand deposits, but there are also certain restrictions on investment thresholds and sales channels. In addition, China Everbright Bank will also charge a certain management fee and sales service fee.

Overall, the China Everbright Bank Cash Treasure is a suitable short-term idle funds investment product with high liquidity and low risk, providing investors with relatively stable returns.