中文：

短期财务性投资是指投资者在短期内进行的以获取财务收益为目的的投资。这种投资通常包括股票、债券、基金、理财产品等金融资产，而且投资期限一般不超过一年。

短期财务性投资的特点是投资期限短、流动性强、风险较低。由于投资期限较短，投资者可以较快地收回本金和获取收益，同时承担的风险也相对较低。这种投资方式适合于那些对资金流动性要求较高或风险承受能力较小的投资者。

在进行短期财务性投资时，投资者应该注意以下几点。首先，要了解投资产品的基本要素和风险收益特征，以便做出明智的投资决策。其次，要选择合适的投资时机和投资策略，以获得最佳的投资回报。最后，要控制投资风险，避免投资损失。

英文：

Short-term financial investment refers to an investment made by an investor with the aim of obtaining financial returns in a short period of time. This type of investment usually includes financial assets such as stocks, bonds, funds, and wealth management products, and the investment period is generally not more than one year.

The characteristics of short-term financial investment are short investment period, strong liquidity, and low risk. Due to the short investment period, investors can recover principal and obtain returns relatively quickly, while also assuming relatively low risks. This type of investment is suitable for investors who have high liquidity requirements for funds or have a low tolerance for risk.

When making short-term financial investments, investors should pay attention to the following points. Firstly, understand the basic elements and risk-return characteristics of the investment product to make informed investment decisions. Secondly, choose the right investment timing and strategy to obtain the best investment returns. Finally, control investment risks and avoid investment losses.