中文：

基金净值是指基金公司公布的基金单位净值，是基金运作情况的反映。基金净值包括基金资产净值和基金负债净值。

基金资产净值是指基金资产总值减去基金负债总值的差额，是投资者真正拥有的资产。基金负债净值是指基金负债总额减去基金资产总额的差额，是投资者需要承担的负债。

基金净值的计算方法是将基金的份额乘以单位基金净值。基金份额是投资者购买基金时获得的份额，单位基金净值是每份基金的价值。

基金净值对投资者来说非常重要，因为它是投资者评估基金价值和决定是否购买的重要依据。投资者可以通过查看基金净值表了解基金的运作情况和收益情况。

英文：

The fund net value refers to the net value per unit announced by the fund company, which reflects the operation of the fund. The fund net value includes the net asset value and the net liability value of the fund.

The net asset value of the fund refers to the difference between the total value of the fund's assets and the total value of the fund's liabilities, which is the actual assets owned by investors. The net liability value of the fund refers to the difference between the total liabilities of the fund and the total value of the fund's assets, which is the liability that investors need to bear.

The calculation method of fund net value is to multiply the number of fund shares by the unit net value of the fund. The number of fund shares is the share obtained by investors when purchasing the fund, and the unit net value of the fund is the value of each fund share.

The fund net value is very important to investors because it is an important basis for investors to evaluate the value of the fund and decide whether to buy or not. Investors can understand the operation and performance of the fund by looking at the fund net value table.