微众蓝海付是中国的一款移动支付工具，是微众银行推出的综合性支付解决方案。

中文解释：

微众蓝海付是中国的一款移动支付工具，由微众银行推出。它是一种综合性支付解决方案，集成了多种支付方式，包括信用卡、借记卡、移动支付等，为用户提供简单、快捷、安全的支付体验。微众蓝海付不仅支持线上购物，还支持线下实体店的支付，覆盖了人们的日常生活所需的各种支付场景。此外，微众蓝海付还提供了一些附加服务，如电子账单查询、转账、信用卡还款等，使得用户的财务管理更加便捷。

英文解释：

MicroBlue is a mobile payment tool launched by WeBank in China. It is a comprehensive payment solution that integrates multiple payment methods, including credit cards, debit cards, mobile payments, etc., to provide users with a simple, fast, and secure payment experience. MicroBlue not only supports online shopping, but also supports payment in offline physical stores, covering various payment scenarios in people's daily lives. Additionally, MicroBlue provides some additional services, such as electronic bill querying,转账,credit card repayment, etc., making users' financial management more convenient.