工商银行转证券为何无需密码？

中文段落：

在工商银行进行资金转账至证券账户时，并不需要输入密码，这主要是基于银行与证券公司之间的紧密合作与相互信任。这种合作模式确保了资金的安全与便捷流转。银行与证券公司之间建立了专门的清算系统，该系统通过高效的数据交换与验证机制，实现了资金的无缝对接。在这一过程中，用户的资金安全得到了充分保障，因为所有交易都受到严格的监管和审计。

此外，工商银行与证券公司之间的合作也采用了多重身份验证机制，如动态口令、短信验证等，以确保转账操作的合法性和真实性。这种机制有效避免了密码泄露带来的风险，同时提升了交易的便捷性。

对于用户而言，虽然转账过程中无需输入密码，但仍需保持警惕，确保自己的账户安全。例如，不要随意透露个人信息，定期更换密码，以及及时关注账户变动情况等。

英文段落：

When transferring funds from ICBC to a securities account, there is no need to enter a password, thanks to the close cooperation and mutual trust between the bank and the securities company. This collaborative model ensures the safety and convenient flow of funds. A dedicated clearing system has been established between the bank and the securities company, which utilizes efficient data exchange and verification mechanisms to achieve seamless integration of funds. Throughout this process, the security of users' funds is fully guaranteed, as all transactions are subject to strict supervision and auditing.

Additionally, the cooperation between ICBC and the securities company employs multiple identity verification mechanisms, such as dynamic passwords and SMS verification, to ensure the legitimacy and authenticity of transfer operations. This mechanism effectively mitigates the risks associated with password leakage while enhancing the convenience of transactions.

For users, although there is no need to enter a password during the transfer process, it is still important to maintain vigilance to ensure account security. For instance, they should not disclose personal information randomly, change passwords regularly, and keep track of account movements in a timely manner.