利润中为什么需要借款偿还：中英文双语阅读

中文段落：

在企业的运营过程中，利润是企业持续发展的核心驱动力。然而，有时候企业为了追求更大的扩张或应对短期的资金压力，会选择借款。这些借款在带来资金支持的同时，也带来了还款的压力。那么，为何企业会在利润中考虑借款偿还呢？

首先，借款偿还是企业保持信誉的重要一环。在金融市场上，企业的信誉是其获得资金的关键。如果企业不能按时偿还债务，其信誉会受到损害，导致未来借款成本上升或甚至无法获得资金。因此，为了确保持续的资金来源和稳定的融资成本，企业会努力在利润中安排借款偿还。

其次，借款偿还有助于企业优化资金结构。企业资金来源可能包括自有资金、股东投资和债务融资。如果债务融资占比过高，会增加企业的财务风险。通过利润中的借款偿还，企业可以降低债务水平，优化资金结构，降低财务风险。

最后，借款偿还是企业实现长期可持续发展的需要。企业的可持续发展需要稳定的现金流和健康的财务状况。利润中的借款偿还可以确保企业在保持业务扩张的同时，保持健康的财务状况，为企业的长期发展奠定基础。

英文段落：

Why Borrowing Repayment is Considered in Profits

In the operation of a business, profit is the core driving force for its sustained development. However, sometimes to pursue greater expansion or cope with short-term financial pressures, businesses choose to borrow money. While these loans provide financial support, they also bring the pressure of repayment. So, why do businesses consider borrowing repayment in their profits?

Firstly, borrowing repayment is a crucial aspect of maintaining a business's credibility. In the financial market, a business's credibility is key to obtaining funds. If a business cannot repay its debts on time, its credibility will be damaged, leading to higher borrowing costs or even the inability to obtain funds in the future. Therefore, to ensure consistent funding sources and stable financing costs, businesses strive to arrange borrowing repayment in their profits.

Secondly, borrowing repayment helps businesses optimize their capital structure. A business's funding sources may include retained earnings, equity investment, and debt financing. If debt financing accounts for an excessively high proportion, it can increase the business's financial risk. By repaying loans through profits, businesses can reduce their debt levels, optimize their capital structure, and lower their financial risk.

Lastly, borrowing repayment is necessary for businesses to achieve long-term sustainable development. Sustainable development requires stable cash flow and a healthy financial situation. Repaying loans through profits can ensure that while maintaining business expansion, the business maintains a healthy financial situation, laying a foundation for its long-term development.