天使贷是一个借贷平台，许多人可能会好奇为什么它没有额度的限制。在传统的借贷模式中，银行或其他金融机构会根据借款人的信用记录、收入状况和负债情况来确定贷款额度。然而，天使贷采用了一种不同的模式，它允许用户自由选择借款金额，而不设定额度限制。

在天使贷平台上，用户可以根据自己的实际需求来选择借款金额。这意味着用户可以根据个人情况和借款目的来灵活调整借款金额，而不需要受到固定的额度限制。这种模式为用户提供了更大的自由度和灵活性，使得借款更加符合个人实际需求。

此外，天使贷平台采用了一套独特的风险评估机制来确定个人的借款利率。与传统的信用评分系统不同，天使贷根据用户的个人信息、借款历史以及其他因素来评估借款人的信用风险。这意味着即使借款金额较高，只要借款人的信用风险被评估为可接受范围内，他们仍然有机会获得借款。

尽管天使贷没有额度限制，但这并不意味着每个人都可以获得借款。平台仍然会根据借款人的信用风险进行评估，并根据评估结果来决定是否为其提供借款。这个风险评估机制旨在保护借款人和投资人的利益，确保借款人能够按时还款，并减少投资者的风险。

通过取消额度限制，天使贷平台为用户提供了更大的自由度和选择权。用户可以根据个人需求来选择借款金额，并根据自己的信用风险来决定借款利率。这种模式为借款人和投资人提供了更多的灵活性和选择权，使得借贷过程更加高效和便捷。

Angel Loan, why there is no limit

Angel Loan is a lending platform, and many people are curious about why it does not have a credit limit. In traditional lending models, banks or other financial institutions determine the loan amount based on the borrower's credit history, income status, and debt situation. However, Angel Loan adopts a different approach, allowing users to freely choose the loan amount without setting a credit limit.

On the Angel Loan platform, users can select the loan amount according to their actual needs. This means that users can flexibly adjust the loan amount based on their personal circumstances and borrowing purposes, without being subject to a fixed credit limit. This model provides users with greater freedom and flexibility, making borrowing more tailored to individual needs.

In addition, the Angel Loan platform uses a unique risk assessment mechanism to determine an individual's loan interest rate. Unlike traditional credit scoring systems, Angel Loan evaluates borrowers' credit risks based on their personal information, borrowing history, and other factors. This means that even if the loan amount is high, as long as the borrower's credit risk is assessed within an acceptable range, they still have the opportunity to obtain the loan.

Although Angel Loan does not have a credit limit, it does not mean that everyone can get a loan. The platform still evaluates borrowers based on their credit risks and decides whether to provide them with a loan based on the assessment results. This risk assessment mechanism aims to protect the interests of borrowers and investors, ensuring that borrowers can repay on time and reducing investors' risks.

By eliminating the credit limit, the Angel Loan platform provides users with greater freedom and choice. Users can select the loan amount according to their individual needs and determine the loan interest rate based on their own credit risks. This model offers borrowers and investors more flexibility and choice, making the lending process more efficient and convenient.