为什么要负债？这个问题的答案可能涉及到多个方面，下面我们来探讨一下其中的一些主要原因。

首先，负债是企业或个人为了扩大规模或满足经营需要而采取的一种融资方式。对于企业而言，负债可以帮助其扩大生产、提高市场份额、研发新产品等，从而增加企业的盈利能力。对于个人而言，负债可以帮助其购买房产、车辆等高价值商品，或者进行其他投资活动。英文翻译为: Why take on debt? This question may involve multiple reasons, let's explore some of the main reasons below.

Firstly, debt is a financing method adopted by enterprises or individuals to expand scale or meet operating needs. For enterprises, debt can help them expand production, increase market share, and research and develop new products, thereby increasing their profitability. For individuals, debt can help them purchase high-value goods such as real estate and vehicles, or engage in other investment activities.英文翻译为: Why take on debt? This question may involve multiple reasons, let’s explore some of the main reasons below.