为什么信用卡额度低？

信用卡额度是银行根据申请人的信用状况、收入情况以及其他因素所给出的一个可透支的信用额度。然而，有些人在申请信用卡时可能会发现自己的额度较低，这可能会引起一些人的困惑和不满。下面我们将探讨信用卡额度低的原因。

首先，信用评分是确定信用卡额度的一个重要因素。信用评分是根据申请人的信用历史、信用记录、收入状况以及其他因素所计算出来的一个分数。如果信用评分较低，那么银行为了规避风险，可能会给出较低的信用卡额度。英文翻译：Why is My Credit Card Limit Low?

Credit card limit is the credit limit given by the bank to an applicant based on their creditworthiness, income, and other factors. However, some people may find that their credit card limit is low when applying for a credit card, which may cause some confusion and dissatisfaction. Here we will explore the reasons for the low credit card limit.

Firstly, credit score is an important factor in determining the credit card limit. Credit score is a score calculated based on an applicant's credit history, credit record, income status, and other factors. If the credit score is low, the bank may give a lower credit card limit to avoid risk.