基金除权是什么意思

基金除权是指基金在分红或拆分时，由于对基金份额持有人的权益进行了调整，导致基金的净值出现下降的现象。简单来说，就是基金在分红或拆分后，基金的净值会减少，但同时也会给基金份额持有人带来相应的权益。

在基金除权时，基金管理公司会根据基金的净值和持仓比例，对基金份额持有人进行现金分红或份额拆分。现金分红是指基金公司将基金的收益以现金的形式分配给基金份额持有人，而份额拆分则是指基金公司将基金份额按照一定比例进行拆分，使得投资者可以获得更多的基金份额。

基金除权的目的在于让基金份额持有人可以享受到基金的收益，同时也可以调整基金的规模和结构，以更好地适应市场变化和投资者的需求。在基金除权后，基金的净值会相应地减少，但基金的规模和结构也会得到调整，从而更好地适应市场的变化和投资者的需求。

英文表述：What is fund dividend?

Fund dividend refers to the adjustment of the rights and interests of fund shareholders when a fund distributes dividends or splits, resulting in a decrease in the net value of the fund. Simply put, after the fund dividend or split, the net value of the fund will decrease, but it will also bring corresponding benefits to the shareholders of the fund.

When the fund dividend, the fund management company will distribute dividends or split the shares to the shareholders of the fund based on the net value of the fund and the holding ratio. Cash dividend refers to the distribution of the fund's proceeds to shareholders in cash form, while share split refers to the fund company splitting the fund shares according to a certain proportion, allowing investors to obtain more fund shares.

The purpose of fund dividend is to allow shareholders of the fund to enjoy the proceeds of the fund, and also to adjust the size and structure of the fund to better adapt to market changes and investor needs. After the fund dividend, the net value of the fund will decrease accordingly, but the size and structure of the fund will also be adjusted to better adapt to market changes and investor needs.