中文：

基金前收费指的是投资者在购买基金时需要支付的费用。这部分费用通常包括认购费、申购费、销售服务费等。这些费用一般按照投资者购买的金额的一定比例来收取，也可以根据不同的基金类型和销售渠道而有所不同。

认购费是指投资者在基金发行时支付的费用，其目的是为了覆盖基金发行期间的各项成本。申购费则是投资者在基金成立后购买基金份额时需要支付的费用，其目的是为了覆盖基金经理在建仓期内的交易成本。销售服务费通常是指销售机构在向投资者销售基金时收取的费用，其目的是为了覆盖销售机构的销售成本和服务费用。

基金前收费是投资者购买基金时需要考虑的一个重要因素。投资者需要根据自己的投资目标和风险承受能力来选择适合自己的基金，并了解该基金的前收费情况。如果投资者想要降低自己的投资成本，可以选择一些具有较低前收费的基金或者选择通过互联网等渠道自行购买基金。

英文：

Front-end fee for funds refers to the fees investors need to pay when purchasing funds. This usually includes subscription fees, purchase fees, and sales service fees. These fees are generally charged at a certain proportion of the amount invested by investors, and may also vary depending on the fund type and sales channel.

Subscription fee refers to the fee investors need to pay when purchasing a fund during its issuance period, which is intended to cover various costs during the issuance period. Purchase fee refers to the fee investors need to pay when purchasing fund shares after the fund is established, which is intended to cover the trading costs of fund managers during the building period. Sales service fee usually refers to the fee charged by sales institutions when selling funds to investors, which is intended to cover sales costs and service fees.

Front-end fees for funds are an important factor for investors to consider when purchasing funds. Investors need to choose suitable funds based on their investment objectives and risk tolerance, and understand the front-end fee situation of the fund. If investors want to reduce their investment costs, they can choose funds with lower front-end fees or choose to purchase funds through channels such as the internet.