中文：

出国探亲买什么保险？这是很多出国探亲者经常会考虑的问题。在国外，医疗费用普遍较高，而且可能存在语言和文化障碍，因此购买一份合适的保险是非常必要的。

首先，建议购买旅游保险。这种保险可以提供旅行过程中的意外伤害、疾病、行李丢失、航班延误等各种保障，而且可以根据个人需求选择不同的计划和保额。对于出国探亲者来说，旅游保险的保障范围可以覆盖探亲期间的各种意外和风险，提供更加全面的保障。

其次，建议购买医疗保险。在国外，医疗费用普遍较高，而且可能存在语言和文化障碍，因此购买医疗保险是非常必要的。在选择医疗保险时，建议选择覆盖范围广、保障额度高的计划，以便在需要治疗时能够得到充分的保障。此外，医疗保险还可以提供紧急救援服务，为出国探亲者提供更加及时和有效的医疗保障。

最后，建议购买全球紧急救援保险。这种保险可以在旅行过程中遇到紧急情况时提供及时的救援和协助，比如医疗转运、紧急联系人、语言翻译等。对于出国探亲者来说，全球紧急救援保险可以提供更加及时和有效的紧急救援服务，为探亲者的安全和健康提供更加全面的保障。

总之，在出国探亲前购买一份合适的保险是非常必要的，可以为自己和家人提供更好的保障。除了以上提到的几种保险类型外，还有很多其他的保险类型可以选择，比如财产保险、旅行取消保险等。根据个人需求和实际情况选择合适的保险类型和保额是非常重要的。

英文：

What insurance should I buy for a foreign visit? This is a question that many people often consider when visiting relatives abroad. In foreign countries, medical costs are generally high, and there may be language and cultural barriers, so buying a suitable insurance policy is very necessary.

Firstly, it is recommended to buy travel insurance. This type of insurance can provide various protections during the travel process, such as accidental injury, illness, luggage loss, flight delay, etc., and different plans and amounts of coverage can be chosen according to personal needs. For people going abroad to visit relatives, travel insurance can cover various accidents and risks during the visit period, providing more comprehensive protection.

Secondly, it is recommended to buy medical insurance. In foreign countries, medical costs are generally high, and there may be language and cultural barriers, so buying medical insurance is very necessary. When choosing medical insurance, it is recommended to choose a plan with wide coverage and high protection limit, so that sufficient protection can be provided when needed. In addition, medical insurance can also provide emergency rescue services, providing more timely and effective medical security for people going abroad to visit relatives.

Finally, it is recommended to buy global emergency rescue insurance. This type of insurance can provide timely rescue and assistance when encountering emergency situations during travel, such as medical evacuation, emergency contact person, language translation, etc. For people going abroad to visit relatives, global emergency rescue insurance can provide more timely and effective emergency rescue services, providing more comprehensive security for the safety and health of the visitors.

In general, buying a suitable insurance policy before going abroad to visit relatives is very necessary, which can provide better protection for oneself and one's family. In addition to the above-mentioned insurance types, there are many other insurance types that can be chosen, such as property insurance, travel cancellation insurance, etc. It is very important to choose the appropriate insurance type and amount of coverage based on personal needs and actual situations.