好英语网中文：
外汇储备是指一国政府持有的外国货币、黄金和其他外汇资产，用于国际支付和维持本国货币汇率稳定。外汇储备是中央银行为了维持国家经济稳定而进行的一系列经济政策中的重要工具。
外汇储备的主要形式包括：外国货币、黄金、特别提款权（SDR）、其他外汇资产等。其中，外国货币是外汇储备的主要组成部分，而黄金和其他外汇资产则相对较少。
外汇储备的主要作用包括：
维持国际支付能力：当一国出现国际收支逆差时，外汇储备可以用于弥补逆差，维持国家的国际支付能力。
维持本国货币汇率稳定：外汇储备的多少直接影响本国货币的汇率。当本国货币汇率下跌时，中央银行可以通过卖出外汇储备来干预市场，维持本国货币汇率的稳定。
应对突发事件和自然灾害：外汇储备可以用于应对突发事件和自然灾害，例如购买紧急物资、支付救援费用等。
促进经济发展：外汇储备可以用于支持国内经济发展，例如投资基础设施建设、扶持中小企业等。
英文：
Foreign exchange reserves refer to foreign currencies, gold, and other foreign exchange assets held by a government for international payment and maintaining the stability of its currency exchange rate. Foreign exchange reserves are an important tool in a central bank's series of economic policies to maintain national economic stability.
The main forms of foreign exchange reserves include foreign currencies, gold, special drawing rights (SDRs), and other foreign exchange assets, among which foreign currencies are the main component of foreign exchange reserves while gold and other foreign exchange assets are relatively rare.
The main functions of foreign exchange reserves include:
Maintaining international payment capabilities: When a country experiences a balance of payments deficit, foreign exchange reserves can be used to make up the deficit and maintain the country's international payment capabilities.
Maintaining the stability of the domestic currency exchange rate: The amount of foreign exchange reserves directly affects the exchange rate of the domestic currency. When the domestic currency exchange rate falls, the central bank can intervene in the market by selling foreign exchange reserves to maintain the stability of the domestic currency exchange rate.
Coping with emergencies and natural disasters: Foreign exchange reserves can be used to respond to emergencies and natural disasters, such as purchasing emergency supplies, paying rescue expenses, etc.
Promoting economic development: Foreign exchange reserves can be used to support domestic economic development, such as investing in infrastructure construction, supporting small and medium-sized enterprises, etc.
