中文：

银行卡刷卡有什么要求？

随着电子支付的普及，银行卡刷卡已经成为日常生活中常见的支付方式之一。在使用银行卡刷卡时，需要注意一些要求，以确保交易的顺利进行。

首先，银行卡必须具有刷卡功能。一般来说，磁条卡和芯片卡都可以进行刷卡交易，但需要保证卡片没有过期或损坏。如果卡片过期或损坏，应及时更换新卡。

其次，需要保证POS机具的正常运行。在使用POS机进行刷卡时，需要检查机具是否正常运行，如遇到问题应及时联系银行或POS机服务商进行维修或更换。

此外，为了保证交易的安全性，持卡人还需要注意以下几点：

输入密码时要注意遮挡，避免被他人窥视。

核对金额和交易信息，确认无误后再签字。

保护好银行卡和密码，避免遗失或被盗用。

定期查看银行账户交易记录，发现异常及时联系银行处理。

总的来说，银行卡刷卡的要求包括保证卡片和机具的正常运行以及持卡人的安全意识。只有满足了这些要求，才能保证刷卡交易的安全顺利进行。

英文：

What are the requirements for bank card swiping?

With the popularity of electronic payment, bank card swiping has become one of the common payment methods in daily life. When using bank cards for swiping, there are some requirements that need to be noted to ensure smooth transactions.

Firstly, the bank card must have the swiping function. Generally speaking, magnetic stripe cards and chip cards can both conduct swiping transactions, but they need to be guaranteed not to be expired or damaged. If the card is expired or damaged, it should be replaced with a new card in a timely manner.

Secondly, the POS (point-of-sale) machine must be functioning properly. When using the POS machine for swiping, it needs to be checked whether the machine is working properly. If any problems are encountered, the bank or POS machine service provider should be contacted for repairs or replacements in a timely manner.

In addition, to ensure transaction security, cardholders also need to pay attention to the following points:

When inputting passwords, be careful to cover them to avoid being seen by others.

Check the transaction amount and information to confirm they are correct before signing.

Protect the bank card and password to avoid loss or theft.

Regularly review the bank account transaction records and contact the bank promptly if any abnormalities are found.

Overall, the requirements for bank card swiping include ensuring that the card and machine are functioning properly and that the cardholder has a high level of security awareness. Only when these requirements are met can the secure and smooth conduct of swiping transactions be guaranteed.