人寿保险与银行卡：中英文双语阅读

中文版

人寿保险是一种为被保险人的生命风险提供经济保障的保险。在购买人寿保险时，通常需要提供一个银行卡账户作为保费支付和理赔金的接收账户。那么，人寿保险通常使用什么银行卡呢？

实际上，人寿保险并不限制特定的银行卡种类。理论上，任何一家银行发行的有效银行卡都可以作为人寿保险的支付和理赔接收账户。这包括借记卡、信用卡、储蓄卡等各种类型的银行卡。

然而，在实际操作中，建议选择稳定可靠、服务良好的大型银行发行的银行卡。这样可以确保在支付保费或接收理赔金时，资金能够安全、及时地到达指定账户。

此外，对于跨国或跨地区的人寿保险业务，建议选择国际通用的银行卡，如Visa、Mastercard等，以便在全球范围内都能方便地使用。

英文版

Life insurance is a type of insurance that provides financial protection against the risk of the insured's life. When purchasing life insurance, it is typically necessary to provide a bank card account as the payment and benefit receipt account. So, what kind of bank card is commonly used for life insurance?

In reality, life insurance does not restrict specific types of bank cards. In theory, any valid bank card issued by any bank can be used as a payment and benefit receipt account for life insurance. This includes various types of bank cards such as debit cards, credit cards, and savings cards.

However, in practical operations, it is recommended to choose a bank card issued by a large and reliable bank with good service. This can ensure that funds can reach the designated account safely and timely when paying premiums or receiving benefits.

For cross-border or cross-regional life insurance business, it is recommended to choose internationally recognized bank cards such as Visa and Mastercard for convenient use worldwide.