中文版

信托财产是什么意思？

信托财产，在金融和法律领域里，是一个非常重要的概念。那么，信托财产具体是什么意思呢？

信托财产，简而言之，是指设立信托时，委托人转移给受托人的财产。这些财产在信托关系存续期间，由受托人管理、运用，所产生的收益也归受益人所有。换句话说，信托财产是信托关系的基础和核心，没有信托财产，信托关系就无法成立。

信托财产具有几个显著的特点。首先，它是独立的。一旦财产被委托给受托人，它就与委托人和受托人的其他财产相分离，形成了一个独立的财产集合。其次，信托财产具有稳定性。在信托关系存续期间，除非法律另有规定或信托文件另有约定，否则信托财产不得被随意变更或撤销。此外，信托财产还具有追及性，即使受托人将信托财产转让给第三人，委托人或受益人仍有权追及该财产。

信托财产的存在对于信托关系的稳定和受益人的权益保障具有重要意义。首先，它保障了信托目的的实现。通过设立信托，委托人可以将自己的财产交给专业的受托人进行管理和运用，从而实现特定的目的，如养老、教育等。其次，信托财产的存在也有助于保护受益人的权益。由于信托财产具有独立性，它不受委托人和受托人其他财产的影响，因此受益人的权益得到了有效的保障。

总的来说，信托财产是信托关系的核心和基础，它具有独立性、稳定性和追及性等特点。通过设立信托，委托人可以实现自己的特定目的，同时受益人的权益也得到了有效的保障。

英文版

What Does "Trust Property" Mean?

Trust property is a crucial concept in the fields of finance and law. So, what does "trust property" specifically mean?

In simple terms, trust property refers to the assets transferred by the settlor to the trustee when establishing a trust. These assets, during the existence of the trust relationship, are managed and utilized by the trustee, and the income generated therefrom belongs to the beneficiary. In other words, trust property is the foundation and core of the trust relationship, and without it, the trust relationship cannot be established.

Trust property possesses several distinct characteristics. Firstly, it is independent. Once the property is entrusted to the trustee, it separates from the other assets of both the settlor and the trustee, forming an independent pool of assets. Secondly, trust property exhibits stability. Unless otherwise stipulated by law or agreed upon in the trust document, the trust property cannot be arbitrarily altered or revoked during the existence of the trust relationship. Additionally, trust property has traceability, meaning that even if the trustee transfers the trust property to a third party, the settlor or beneficiary still has the right to trace and recover the property.

The existence of trust property is crucial for the stability of the trust relationship and the protection of beneficiaries' rights. Firstly, it ensures the fulfillment of the trust's purpose. By establishing a trust, the settlor can entrust their property to a professional trustee for management and utilization, thereby achieving specific objectives such as retirement, education, etc. Secondly, the existence of trust property also helps safeguard the rights of beneficiaries. As trust property is independent, it is not affected by the other assets of the settlor and trustee, thus effectively protecting the beneficiaries' rights.

Overall, trust property is the core and foundation of the trust relationship, possessing characteristics such as independence, stability, and traceability. Through the establishment of a trust, the settlor can achieve their specific objectives, while the rights of beneficiaries are also effectively safeguarded.