外地人怎么办理北京退休

对于外地人来说，在北京办理退休是一个备受关注的问题。在北京这样的大都市工作和生活，退休后的保障至关重要。那么，外地人究竟如何办理北京退休呢？

首先，要明确办理退休的基本条件。外地人在北京办理退休，需要达到法定退休年龄，累计养老保险缴费年限达到十五年，并且累计在北京缴纳养老保险年限达到十年。此外，还需满足“4050 前在京参保”，即女 40 周岁、男 50 周岁前在北京参保。

其次，参保单位应按北京有关规定和程序为其职工申报办理退休核准手续。职工档案需由其所在参保单位按照档案管理的规定和要求提供。

如果外地人已经达到法定退休年龄，并且确定养老保险待遇领取地是北京，是可以享受北京的养老金标准的。具体养老金的领取情况有以下几种：

1. 基本养老保险关系在户籍所在地的，由户籍所在地负责办理待遇领取手续，享受基本养老保险待遇。

2. 基本养老保险关系不在户籍所在地，而在其基本养老保险关系所在地累计缴费年限满 10 年的，在该地办理待遇领取手续，享受当地基本养老保险待遇。

3. 基本养老保险关系不在户籍所在地，且在其基本养老保险关系所在地累计缴费年限不满 10 年的，将其基本养老保险关系转回上一个缴费年限满 10 年的原参保地办理待遇领取手续，享受基本养老保险待遇。

4. 基本养老保险关系不在户籍所在地，且在每个参保地的累计缴费年限均不满 10 年的，将其基本养老保险关系及相应资金归集到户籍所在地，由户籍所在地按规定办理待遇领取手续，享受基本养老保险待遇。

从 2011 年 7 月 1 日起，外埠户籍人员在符合相应条件的前提下，开始允许在本市办理退休手续。需要满足的条件包括：男性满 50 周岁、女性满 40 周岁以前在北京参加基本养老保险的外埠人员在本市实际缴费年限累计满 10 年；在达到退休年龄时，在各地缴纳基本养老保险年限累计至少要满 15 年。

对于在北京缴费年限确实满 10 年、但整个缴费年限又不满 15 年的这部分外埠户籍人员，可通过延长缴纳社保费的方式来满足退休的必要条件。外埠参保人员应在达到法定退休年龄当月提出延长缴费书面申请，并于次月开始按规定缴纳社会保险费，直至符合按月领取基本养老保险金条件，即达到 15 年的缴费年限。之后，由社会保障事务所为其申报办理退休手续，自人力社保行政部门核准的次月享受基本养老保险待遇，实行社会化管理。

外地人在北京办理退休的方式如下：前往社保局养老待遇科，查询自己是否符合退休条件；符合退休条件后，可在社保局领取养老金申领表并填写，加盖相应单位的公章；并携带相关材料前往社保局养老保险待遇科。

总之，外地人在北京办理退休需要满足一系列条件，并按照规定的程序和要求进行操作。具体办理事宜请向您原单位参保地社保经办机构详细咨询。

How to Handle Retirement in Beijing for Non-Natives

For non-natives, handling retirement in Beijing is a highly concerned issue. Working and living in such a big metropolis like Beijing, the guarantee after retirement is extremely important. So, how exactly can non-natives handle retirement in Beijing?

Firstly, it is necessary to clarify the basic conditions for retirement. For non-natives to handle retirement in Beijing, they need to reach the legal retirement age, have accumulated 15 years of endowment insurance payment, and have accumulated 10 years of endowment insurance payment in Beijing. Additionally, it is required to meet the condition of "insured in Beijing before the age of 40 for women and 50 for men".

Secondly, the insured units should declare and handle the retirement approval procedures for their employees in accordance with the relevant regulations and procedures of Beijing. The employee files need to be provided by the insured units where they belong in accordance with the regulations and requirements of file management.

If non-natives have reached the legal retirement age and have determined that the place for receiving endowment insurance benefits is Beijing, they can enjoy the pension standard of Beijing. The specific situations for receiving pensions are as follows:

1. If the basic endowment insurance relationship is in the place of household registration, the place of household registration is responsible for handling the benefit receiving procedures and enjoying the basic endowment insurance benefits.

2. If the basic endowment insurance relationship is not in the place of household registration but the accumulated payment years in the place of the basic endowment insurance relationship reach 10 years, the benefit receiving procedures are handled in that place and the local basic endowment insurance benefits are enjoyed.

3. If the basic endowment insurance relationship is not in the place of household registration and the accumulated payment years in the place of the basic endowment insurance relationship are less than 10 years, the basic endowment insurance relationship is transferred back to the original insured place where the payment years reach 10 years to handle the benefit receiving procedures and enjoy the basic endowment insurance benefits.

4. If the basic endowment insurance relationship is not in the place of household registration and the accumulated payment years in each insured place are all less than 10 years, the basic endowment insurance relationship and the corresponding funds are collected to the place of household registration, and the benefit receiving procedures are handled in accordance with the regulations by the place of household registration to enjoy the basic endowment insurance benefits.

Since July 1, 2011, non-native household registration personnel have been allowed to handle retirement procedures in this city under the premise of meeting the corresponding conditions. The conditions that need to be met include: non-native personnel who participated in the basic endowment insurance in Beijing before the age of 50 for men and 40 for women have accumulated actual payment years of 10 years in this city; when reaching the retirement age, the accumulated payment years of basic endowment insurance in all places need to be at least 15 years.

For this part of non-native household registration personnel whose payment years in Beijing are indeed 10 years but the entire payment years are less than 15 years, they can extend the payment of social security fees to meet the necessary conditions for retirement. Non-native insured personnel should submit a written application for extending the payment in the month when they reach the legal retirement age, and start to pay social insurance fees as stipulated in the next month until they meet the conditions for receiving the basic endowment insurance benefits on a monthly basis, that is, reaching 15 years of payment years. Afterwards, the social security office declares and handles the retirement procedures for them. They enjoy the basic endowment insurance benefits from the next month after the approval of the administrative department of human resources and social security and implement socialized management.

The way for non-natives to handle retirement in Beijing is as follows: Go to the pension benefit department of the social security bureau to inquire whether they meet the retirement conditions; after meeting the conditions, they can obtain the pension application form at the social security bureau, fill it out, and affix the official seal of the corresponding unit; and bring the relevant materials to the pension benefit department of the social security bureau.

In conclusion, non-natives handling retirement in Beijing need to meet a series of conditions and operate in accordance with the stipulated procedures and requirements. For specific handling matters, please consult the social security agency of the insured place of your original unit in detail.