为什么要投资？

投资是一种将资金投入某个领域或资产以获取未来收益的行为。通过投资，个人或机构可以寻求资本增值、提高资产流动性或降低风险等目标。以下是一些投资的重要原因：

首先，投资可以帮助个人或机构实现财富增值。通过投资于股票、债券、房地产等资产，可以获得更高的回报率，从而实现财富的积累和增长。此外，投资还可以帮助个人或机构提高财务安全性，通过分散资产配置来降低风险。英文翻译为：Why invest?

Investment is an act of putting capital into a certain field or asset to obtain future returns. Through investing, individuals or institutions can seek capital appreciation, improve asset liquidity, or reduce risks and other goals. Here are some important reasons for investing:

Firstly, investing can help individuals or institutions achieve wealth accumulation and growth. By investing in assets such as stocks, bonds, and real estate, higher return rates can be obtained to accumulate and grow wealth. Additionally, investing can also help individuals or institutions improve financial security by diversifying asset allocation to reduce risk.