为什么要养老？这个问题随着社会的发展和人口老龄化的趋势逐渐引起了人们的关注。养老不仅是一个个人问题，也是一个社会问题，它关系到每个人的生活质量和社会的稳定发展。

首先，养老是为了保障自己的生活质量和未来的稳定。随着年龄的增长，身体机能逐渐衰退，收入也可能减少，因此养老是一个必要的保障。通过养老规划，可以确保自己在年老时有足够的经济支持和良好的生活条件。英文翻译为：Why do we need to provide for our old age? This question has gradually attracted attention with the development of society and the trend of an aging population. Providing for our old age is not only an individual problem, but also a social problem, which relates to everyone's quality of life and the stable development of society.

Firstly, providing for our old age is to ensure our quality of life and future stability. As people age, their physical functions gradually decline, and their income may also decrease, so providing for our old age is necessary. Through planning for our old age, we can ensure that we have sufficient economic support and good living conditions when we are elderly.

其次，养老也是为了减轻子女的负担。随着社会经济的发展和生活水平的提高，人们对养老的要求也越来越高。但是，由于计划生育政策的实施，很多家庭只有一个孩子，他们很难承担起照顾老人和工作的双重压力。因此，通过养老规划和储蓄，可以减轻子女的负担，让他们更加安心地工作和生活。英文翻译为：Secondly, providing for our old age is also to reduce the burden on our children. With the development of the economy and the improvement of living standards, people's requirements for providing for our old age are getting higher and higher. However, due to the implementation of the family planning policy, many families only have one child, and they find it difficult to bear the dual pressure of caring for elderly parents and working. Therefore, through planning and saving for our old age, we can reduce the burden on our children and allow them to work and live with more peace of mind.