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为什么又降息(央行为什么要降息)

为什么又降息?

降息是指中央银行或货币政策制定机构降低商业银行和其他金融机构向公众提供的利率,从而使得借款者可以以更低的成本获得贷款,或者使得存款者可以获得更高的利息。近年来,全球多家央行多次采取降息措施。以下是一些可能的原因及英文翻译对照:

  1. 刺激经济增长:降息可以鼓励消费者增加支出,企业增加投资,从而推动经济增长。英文翻译对照:

To stimulate economic growth, the central bank can lower interest rates, which can encourage consumers to increase spending and companies to increase investment, thereby boosting economic growth.

  1. 降低债务负担:对于国家和企业而言,高利率会增加其债务负担。通过降息,可以减轻这一负担,帮助债务人更好地管理其财务状况。英文翻译对照:

Lowering interest rates can reduce the debt burden for both countries and companies, as high interest rates can increase their debt load. By lowering interest rates, this burden can be eased, helping debtors better manage their financial situations.

  1. 稳定物价:如果通货膨胀率过高,中央银行可以通过降息来降低货币的购买力,从而稳定物价。英文翻译对照:

If the inflation rate is too high, the central bank can lower interest rates to reduce the purchasing power of money, thereby stabilizing prices.

  1. 推动货币政策宽松:央行可以通过降息来增加货币供应量,从而实现货币政策的宽松。英文翻译对照:

To promote loose monetary policy, the central bank can lower interest rates to increase the money supply.

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