【中文版】

买基金要看什么？这是投资者在选择基金时需要思考的问题。首先，投资者需要了解基金的投资策略和风险程度。不同类型的基金有着不同的投资策略和风险程度，投资者需要根据自己的风险承受能力和投资目标来选择合适的基金。

其次，投资者需要了解基金的历史业绩和基金经理。历史业绩可以反映出基金的赚钱能力和风险控制能力，而基金经理则是基金的灵魂，他们的经验和能力对基金的运作有着重要影响。因此，投资者需要选择有着良好历史业绩和经验丰富的基金经理所管理的基金。

另外，投资者还需要了解基金的费用情况，包括管理费、托管费、销售服务费等。这些费用会对基金的收益产生影响，因此投资者需要根据自己的投资目标和风险承受能力来选择费用合理的基金。

最后，投资者需要了解基金的投资期限和资产配置。基金的投资期限和资产配置对投资者的收益和风险有着重要影响，因此投资者需要根据自己的投资目标和风险承受能力来选择合适的基金。

总之，买基金需要看很多方面，包括投资策略、风险程度、历史业绩、基金经理、费用情况、投资期限和资产配置等。投资者需要根据自己的投资目标和风险承受能力来综合考虑这些因素，做出明智的投资决策。

【英文版】

What should I look at when buying a fund? This is a question that investors need to consider when choosing a fund. First, investors need to understand the investment strategy and risk level of the fund. Different types of funds have different investment strategies and risk levels, so investors need to choose the appropriate fund based on their risk tolerance and investment goals.

Secondly, investors need to understand the historical performance of the fund and the fund manager. Historical performance can reflect the fund's ability to generate returns and risk control capabilities, while fund managers are the soul of the fund, their experience and abilities have a significant impact on the fund's operation. Therefore, investors need to choose funds managed by experienced fund managers with good historical performance.

In addition, investors need to understand the cost situation of the fund, including management fees, custody fees, sales service fees, etc. These fees will affect the fund's returns, so investors need to choose funds with reasonable fees based on their investment goals and risk tolerance.

Finally, investors need to understand the investment period and asset allocation of the fund. The investment period and asset allocation of the fund have a significant impact on investors' returns and risks, so investors need to choose appropriate funds based on their investment goals and risk tolerance.

In summary, buying a fund requires looking at many aspects, including investment strategy, risk level, historical performance, fund manager, cost situation, investment period, and asset allocation. Investors need to consider these factors comprehensively based on their investment goals and risk tolerance to make informed investment decisions.