中文：

人保中心版合同是一种由中国人民保险公司（简称人保）提供的保险合同模板，通常用于企业或个人购买保险时使用。这种合同模板经过人保的严格审核和批准，具有规范性和权威性，能够有效地保障投保人和被保险人的权益。

人保中心版合同包括多个险种，如财产保险、人身保险、责任保险等，可以满足不同客户的需求。其特点包括：一是保险责任明确，保障范围清晰；二是理赔程序规范，避免了一些不必要的纠纷；三是价格合理，透明度高。

在购买人保中心版合同时，客户需要注意以下几点：一是认真阅读合同条款，了解保险责任、理赔程序、免责条款等信息；二是仔细填写投保单，确保信息的准确性和完整性；三是支付保险费用时，要确保支付金额和方式符合合同约定。

总的来说，人保中心版合同是一种规范、权威、实用的保险合同模板，能够有效地保障投保人和被保险人的权益，为客户提供优质的保险服务。

英文：

The People's Insurance Company (PICC) central contract is a standard insurance contract template provided by PICC, which is commonly used by enterprises or individuals to purchase insurance. This contract template has passed PICC's strict review and approval, and has normative and authoritative characteristics, which can effectively protect the rights and interests of policyholders and insureds.

The PICC central contract includes multiple insurance categories, such as property insurance, life insurance, liability insurance, etc., which can meet the different needs of customers. Its characteristics include: first, the insurance responsibility is clear, and the scope of protection is clear; second, the claim process is standardized, avoiding some unnecessary disputes; third, the price is reasonable and transparent.

When purchasing the PICC central contract, customers need to pay attention to the following points: first, carefully read the contract terms to understand the insurance responsibility, claim process, exemption clauses and other information; second, carefully fill out the application form to ensure the accuracy and completeness of the information; third, when paying insurance fees, ensure that the payment amount and method comply with the contract agreement.

Overall, the PICC central contract is a normative, authoritative and practical insurance contract template that can effectively protect the rights and interests of policyholders and insureds, and provide customers with high-quality insurance services.